Credit Risk Review Analyst

UnionBank; Pasig; On-site; PHP 800,000 - 1,100,000; Full time

Job summary

Union Bank of the Philippines is seeking a Credit Review Officer to ensure thorough credit reviews for corporate, commercial and consumer lending portfolios in line with BSP and bank regulations. The role includes assessing credit quality, risk ratings, classifications, and loss provisions, with rigor in financial analysis and documentation.

The officer will monitor portfolio performance, conduct reviews as needed, and prepare credit proposals supported by industry data and risk assessments.

Qualifications

• Ability to assess credit quality and risk ratings.
• Strong analytical and communication skills.
• Team-oriented with willingness to learn.

Responsibilities

• Align credit reviews with BSP and bank rules.
• Assess individual credits and portfolio risk, including classifications.
• Prepare comprehensive credit proposals with financial analysis.
• Maintain credit risk scoring and documentation.
• Monitor account performance and report findings.

Skills

Accountability

Adaptability

Analytical

Communication

Critical thinking

Teamwork

Willingness to learn

Job description

Union Bank of the Philippines is seeking a Credit Review Officer to ensure thorough credit reviews for corporate, commercial and consumer lending portfolios in line with BSP and bank regulations. The role includes assessing credit quality, risk ratings, classifications, and loss provisions, with rigor in financial analysis and documentation.

The officer will monitor portfolio performance, conduct reviews as needed, and prepare credit proposals supported by industry data and risk assessments.