Credit Risk Reports & Analytics Officer

Chinabank PH; Makati; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Chinabank PH is seeking an experienced Credit Risk Reports and Analytics Officer to support credit risk management through rigorous data analysis, reporting, and regulatory compliance. You will identify concentrations, monitor limits, and contribute to ICAAP and stress testing processes.

The role requires close collaboration with branches and business units to ensure accurate, timely risk insights that guide risk-aware decision-making.

Qualifications

• Graduated in Business, Financial Management, Mathematics, or related field.
• At least 2 years of experience in a financial institution; credit-related experience is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem-solving skills.

Responsibilities

• Prepare credit risk reports and portfolio analyses for management committees.
• Analyze loan portfolio data to identify concentration risks and vulnerabilities.
• Monitor compliance with credit risk limits and thresholds.
• Prepare reports on related-partner exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP-related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Skills

Analytical skills

Reporting skills

Communication skills

Problem solving

Education

Bachelor's degree in Business/Finance/Mathematics

Tools

Excel

Microsoft Office

Job description

Credit Risk Reports and Analytics Officer

Job Summary

Support the Bank's credit risk management function through the preparation, analysis, and reporting of credit portfolio data. The role is responsible for identifying emerging credit concentrations and portfolio vulnerabilities, monitoring compliance with regulatory and internal credit risk limits, conducting stress testing activities, and preparing management and regulatory reports that support informed risk management and business decisions.

Key Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related‑partner exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP‑related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.
• At least 2 years of experience in a financial institution; experience in a credit‑related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem‑solving skills