Credit Risk Models Analyst Makati Hybrid

HRTx Inc.; Makati; Hybrid; PHP 900,000 - 1,300,000; Full time

Job summary

HRTx Inc. is seeking a Credit Risk Models Analyst (Corporate Banking) to lead independent model validation and contribute to risk advisory engagements for banks and financial institutions.

The role requires strong quantitative skills and direct experience with model risk management and regulatory analytics. The successful candidate will work in a hybrid setup, collaborating with global teams, prepare validation reports, and present findings to senior leadership and risk committees while helping

Qualifications

• Bachelor’s degree in finance, accounting, economics, mathematics, or related field.
• Proven track record in financial services risk, regulatory analytics, risk advisory, or consulting.
• Hands-on experience with banks or financial institutions.
• Deep understanding of regulatory requirements, risk governance, and industry best practices.
• Direct experience with independent model validation or managing model risk.

Responsibilities

• Lead advisory engagements for commercial banks and financial institutions.
• Perform end-to-end model validation and risk-management procedures.
• Critically evaluate model documentation, methods, and data sources.
• Conduct quantitative analyses and stress testing for model performance.
• Identify risk factors, limitations, and regulatory deficiencies.
• Create structured validation reports and executive presentations.
• Present findings and recommendations to client leadership and risk committees.
• Assist clients in meeting local and international regulatory frameworks.
• Collaborate with cross-functional global teams on risk initiatives.

Skills

Model validation

Model Risk Management

Regulatory analytics

Financial risk analytics

Client management

Quantitative analysis

Education

Bachelor's degree in Finance/Accounting/Economics/Mathematics/Statistics/Quantitative Finance

Job description

Credit Risk Models Analyst (Corporate Banking)

• Location: Makati City, Metro Manila
• Work Setup: Hybrid / Remote options available
• Employment Type: Full-time

key responsibilities

• Lead and execute core advisory engagements for commercial banks, international financial institutions, and regulatory bodies.
• Perform end-to-end independent model validation and execute robust model risk management (MRM) procedures.
• Critically evaluate model documentation, underlying theoretical methodologies, assumptions, and supporting quantitative datasets.
• Conduct quantitative, stress testing, and analytical procedures to assess model performance and conceptual soundness.
• Identify, measure, and analyze complex risk factors, highlighting critical model limitations and regulatory deficiencies.
• Synthesize technical analysis into structured engagement deliverables, detailed validation reports, and executive presentations.
• Present complex analytical findings, risk observations, and strategic recommendations to client leadership and risk committees.
• Assist financial institutions in meeting local (e.g., BSP) and international regulatory frameworks and risk management mandates.
• Collaborate with cross-functional and global technical teams on advanced risk consulting initiatives.

qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field.
• Proven track record in financial services risk, regulatory analytics, risk advisory, or specialized consulting.
• Hands-on experience working directly with commercial banks or financial services institutions.
• Deep understanding of financial services regulatory requirements, risk governance frameworks, and industry best practices.
• Direct technical experience conducting independent model validation or managing model risk.
• Advanced quantitative, statistical, and analytical problem-solving abilities.Excellent verbal and written communication skills with strong client management capabilities.
• Hands-on proficiency with specialized risk domains including:
• Independent Model Validation
• Model Risk Management (MRM)
• Financial Services Regulatory Risk & Analytics
• Banking Risk Governance & Quantitative Risk Analysis