Credit Risk Models Analyst CPA

Our Clients; Makati; Hybrid; PHP 1,000,000 - 1,800,000; Full time

Job summary

Our Clients in Makati City seeks a Senior Associate for Financial Services Risk & Regulatory Analytics. Hybrid/Remote options apply.

You will lead advisory engagements for banks and financial institutions, perform model validation, and support regulatory risk programs globally. The role requires a CPA with strong quantitative skills, effective communication, and experience in model risk management and governance.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or related field.
• Must be a CPA.
• Proven track record in financial services risk, regulatory analytics, risk advisory, or specialized consulting.
• Hands-on experience with commercial banks or financial services institutions.
• Deep understanding of regulatory requirements, risk governance, and industry best practices; direct model validation or risk management experience.
• Advanced quantitative, statistical, and analytical problem-solving abilities.
• Excellent verbal and written communication with strong client management.
• Experience in Independent Model Validation, Model Risk Management, and Banking Risk governance.

Responsibilities

• Lead advisory engagements for banks and regulatory bodies.
• Perform end-to-end model validation and risk management procedures.
• Evaluate model documentation, methodologies, and data sources.
• Conduct quantitative stress testing and performance analyses.
• Identify complex risk factors and regulatory deficiencies.
• Produce structured validation reports and executive presentations.
• Present findings and recommendations to client leadership and risk committees.
• Assist institutions in meeting BSP and international frameworks.
• Collaborate with cross-functional global teams on risk analytics initiatives.

Skills

CPA

Independent Model Validation

Model Risk Management (MRM)

Financial Services Regulatory Risk & 0

Education

Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field

CPA

Job description

Senior Associate – Financial Services Risk & Regulatory Analytics

• Location: Makati City, Metro Manila
• Work Setup: Hybrid / Remote options available
• Employment Type: Full-time

Key Responsibilities

• Lead and execute core advisory engagements for commercial banks, international financial institutions, and regulatory bodies.
• Perform end-to-end independent model validation and execute robust model risk management (MRM) procedures.
• Critically evaluate model documentation, underlying theoretical methodologies, assumptions, and supporting quantitative datasets.
• Conduct quantitative, stress testing, and analytical procedures to assess model performance and conceptual soundness.
• Identify, measure, and analyze complex risk factors, highlighting critical model limitations and regulatory deficiencies.
• Synthesize technical analysis into structured engagement deliverables, detailed validation reports, and executive presentations.
• Present complex analytical findings, risk observations, and strategic recommendations to client leadership and risk committees.
• Assist financial institutions in meeting local (e.g., BSP) and international regulatory frameworks and risk management mandates.
• Collaborate with cross-functional and global technical teams on advanced risk consulting initiatives.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field.
• Must be a CPA
• Proven track record in financial services risk, regulatory analytics, risk advisory, or specialized consulting.
• Hands-on experience working directly with commercial banks or financial services institutions.
• Deep understanding of financial services regulatory requirements, risk governance frameworks, and industry best practices.Direct technical experience conducting independent model validation or managing model risk.
• Advanced quantitative, statistical, and analytical problem-solving abilities.
• Excellent verbal and written communication skills with strong client management capabilities.
• Hands-on proficiency with specialized risk domains including:
• Independent Model Validation
• Model Risk Management (MRM)
• Financial Services Regulatory Risk & Analytics
• Banking Risk Governance & Quantitative Risk Analysis