Credit Risk Models Analyst Makati Hybrid

HRTX; Makati; Hybrid; PHP 900,000 - 1,500,000; Full time

Job summary

HRTX is seeking a Credit Risk Models Analyst for corporate banking in Makati, offering hybrid/remote options. You will lead advisory engagements with banks and regulators, perform end-to-end model validation, and deliver critical risk insights to client leadership.

The role requires a strong foundation in quantitative methods, risk governance, and regulatory frameworks, with direct experience in financial services risk and advisory. Excellent communication is essential.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or Quantitative fields.
• Experience in risk analytics, advisory, or model risk.
• Hands-on model validation or independent validation experience preferred.
• Excellent verbal and written communication with clients.

Responsibilities

• Lead advisory engagements for banks and financial institutions.
• Perform end-to-end model validation and risk management processes.
• Critically review model documentation, methodologies, and data.
• Conduct quantitative and stress testing to assess model performance.
• Identify risk factors and regulatory deficiencies in models.
• Prepare validation reports and executive presentations.

Skills

Quantitative analysis

Analytical thinking

Communication skills

Client management

Education

Bachelor's degree

Job description

Credit Risk Models Analyst (Corporate Banking)

• Location: Makati City, Metro Manila
• Work Setup: Hybrid / Remote options available
• Employment Type: Full-time

key responsibilities

• Lead and execute core advisory engagements for commercial banks, international financial institutions, and regulatory bodies.
• Perform end-to-end independent model validation and execute robust model risk management (MRM) procedures.
• Critically evaluate model documentation, underlying theoretical methodologies, assumptions, and supporting quantitative datasets.
• Conduct quantitative, stress testing, and analytical procedures to assess model performance and conceptual soundness.
• Identify, measure, and analyze complex risk factors, highlighting critical model limitations and regulatory deficiencies.
• Synthesize technical analysis into structured engagement deliverables, detailed validation reports, and executive presentations.
• Present complex analytical findings, risk observations, and strategic recommendations to client leadership and risk committees.
• Assist financial institutions in meeting local (e.g., BSP) and international regulatory frameworks and risk management mandates.
• Collaborate with cross-functional and global technical teams on advanced risk consulting initiatives.

qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field.
• Proven track record in financial services risk, regulatory analytics, risk advisory, or specialized consulting.
• Hands‑on experience working directly with commercial banks or financial services institutions.
• Deep understanding of financial services regulatory requirements, risk governance frameworks, and industry best practices.
• Direct technical experience conducting independent model validation or managing model risk.
• Advanced quantitative, statistical, and analytical problem-solving abilities.
• Excellent verbal and written communication skills with strong client management capabilities.
• Hands‑on proficiency with specialized risk domains including:
• Independent Model Validation
• Model Risk Management (MRM)
• Financial Services Regulatory Risk & Analytics
• Banking Risk Governance & Quantitative Risk Analysis