Credit Risk Modeler - Makati

HRTx Inc.; Makati; Hybrid; PHP 900,000 - 1,500,000; Full time

Job summary

HRTx Inc. is seeking a Senior Associate in Financial Services Risk & Regulatory Analytics. The role involves leading advisory engagements for banks and regulatory bodies, performing independent model validation, and ensuring robust model risk management.

You will analyze complex risk factors, prepare validation reports, and present strategic recommendations to client leadership. Ability to collaborate with cross-functional teams and help institutions meet local regulations (e.g., BSP) and

Qualifications

• Bachelor-level or master’s degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or related field.
• Proven track record in financial services risk, regulatory analytics, risk advisory or specialized consulting.
• Hands-on experience with commercial banks or financial services institutions.
• Deep understanding of regulatory requirements, risk governance and industry best practices.
• Direct technical experience in independent model validation or managing model risk.
• Advanced quantitative, statistical and analytical problem-solving abilities.
• Excellent verbal and written communication with strong client management.
• Experience with Independent Model Validation, Model Risk Management (MRM) and related risk domains.

Responsibilities

• Lead and execute advisory engagements for banks and financial institutions.
• Perform end-to-end independent model validation and MRM procedures.
• Evaluate model documentation, methodologies, assumptions and data.
• Conduct quantitative stress tests and analytical procedures on model performance.
• Identify complex risk factors and regulatory deficiencies.
• Synthesize analysis into validation reports and executive presentations.
• Present findings and recommendations to client leadership and risk committees.
• Assist institutions in meeting local and international regulatory frameworks.
• Collaborate with cross-functional global teams on risk consulting initiatives.

Skills

Financial services risk

Regulatory analytics

Risk advisory

Consulting

Banking experience

Regulatory frameworks

Model validation

Model risk management

Quantitative problem solving

Communication skills

Independent Model Validation

Model Risk Management (MRM)

Regulatory analytics (FSR)

Banking governance & risk analysis

Education

Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field

Job description

Senior Associate – Financial Services Risk & Regulatory Analytics

• Location: Makati City, Metro Manila


• Work Setup: Hybrid / Remote options available


• Employment Type: Full-time

key responsibilities

• Lead and execute core advisory engagements for commercial banks, international financial institutions, and regulatory bodies.


• Perform end-to-end independent model validation and execute robust model risk management (MRM) procedures.


• Critically evaluate model documentation, underlying theoretical methodologies, assumptions, and supporting quantitative datasets.


• Conduct quantitative, stress testing, and analytical procedures to assess model performance and conceptual soundness.


• Identify, measure, and analyze complex risk factors, highlighting critical model limitations and regulatory deficiencies.


• Synthesize technical analysis into structured engagement deliverables, detailed validation reports, and executive presentations.


• Present complex analytical findings, risk observations, and strategic recommendations to client leadership and risk committees.


• Assist financial institutions in meeting local (e.g., BSP) and international regulatory frameworks and risk management mandates.


• Collaborate with cross-functional and global technical teams on advanced risk consulting initiatives.

qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Quantitative Finance, or a related field.


• Proven track record in financial services risk, regulatory analytics, risk advisory, or specialized consulting.


• Hands-on experience working directly with commercial banks or financial services institutions.


• Deep understanding of financial services regulatory requirements, risk governance frameworks, and industry best practices.


• Direct technical experience conducting independent model validation or managing model risk.


• Advanced quantitative, statistical, and analytical problem-solving abilities.


• Excellent verbal and written communication skills with strong client management capabilities.


• Hands-on proficiency with specialized risk domains including:


• Independent Model Validation


• Model Risk Management (MRM)


• Financial Services Regulatory Risk & Analytics


• Banking Risk Governance & Quantitative Risk Analysis