Credit Policy and Scorecard Maintenance Team Lead

East West Banking Corporation; Pateros; Hybrid; PHP 1,800,000 - 3,000,000; Full time

Job summary

East West Banking Corporation in Taguig is seeking a Credit Policy and Scorecard Maintenance Team Lead to develop and maintain credit policies, risk frameworks, and rating methodologies for corporate and middle market exposures.

You will conduct due diligence, oversee stress testing, and support decision-making with sound risk assessment. The role emphasizes leadership, collaboration with Treasury, Trust, and Mortgage units, and governance compliance.

Qualifications

• Bachelor’s degree in Finance, Economics, Management, Accounting, or related field.
• Minimum of five years of experience in credit analysis or credit risk management.
• Strong knowledge of credit evaluation, lending principles, and risk assessment.
• Excellent communication, interpersonal, and leadership skills.
• Analytical, independent, detail‑oriented, and results‑driven.

Responsibilities

• Develop, implement, and maintain credit policies and risk frameworks.
• Conduct credit rating evaluations for corporate and other exposures.
• Perform comprehensive credit due diligence and evaluate credit proposals.
• Monitor portfolio quality, impaired accounts, and watchlisted exposures.
• Present credit recommendations to approving authorities and ensure governance.

Skills

Credit risk management

Credit analysis

Financial analysis

Communication skills

Leadership

Education

Bachelor's degree in Finance, Economics, Management, Accounting, or related field

Job description

About the Job

Location: Taguig

Corporate Title: Assistant Vice President to Vice President

Work Arrangement: Hybrid

OurCorporate Credit Management team is looking forexperienced professionalsto join us inTaguig with the role ofCredit Policy and Scorecard Maintenance Team Lead.

In this role you will provide independent and accurate credit assessments for corporate and middle market exposures while conducting due diligence on credit transactions underwritten by Treasury, Trust, and Mortgage units. You will help shape the Bank's credit risk framework by developing and communicating credit policies, overseeing portfolio and industry reviews, and performing stress testing to support sound risk management and decision-making.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

• Develop, implement, and maintain credit policies, risk frameworks, and credit rating methodologies to ensure sound credit risk management and regulatory compliance.
• Conduct credit rating evaluations for corporate, Treasury, Trust, and other covered exposures, ensuring timely and accurate risk classification.
• Perform comprehensive credit due diligence, identify key risk issues, and evaluate credit proposals to support informed lending and investment decisions.
• Monitor portfolio quality, impaired accounts, and watchlisted exposures through ongoing reviews, stress testing, and risk reporting.
• Present credit recommendations to relevant approving authorities and ensure compliance with established turnaround times and credit governance standards.

What we're looking for

• Bachelor's degree in Finance, Economics, Management, Accounting, or any related field.
• Minimum of five years of experience in credit analysis, credit risk management, or corporate banking.
• Strong knowledge of credit evaluation, lending principles, financial analysis, and risk assessment, with the ability to evaluate complex borrowing relationships and industries.
• Excellent communication, interpersonal, and leadership skills, with the ability to influence stakeholders and present sound credit recommendations.
• Highly analytical, independent, objective, detail-oriented, and results-driven, with the flexibility to adapt to changing business and market conditions.

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide you in your professional growth