Credit Analyst

EastWest Bank; Taguig; On-site; PHP 700,000 - 1,100,000; Full time

Benefits offered by this job

Career development and training opportunities

Competitive salary package

Performance-based incentives

Job summary

A leading universal bank in the Philippines is looking for a Credit Analyst to assess borrowers' creditworthiness and support lending decisions. The candidate should have a Bachelor's degree and at least 2 years of experience in commercial lending. Responsibilities include conducting financial analyses, preparing Credit Offering Memos, and collaborating closely with marketing teams. The role offers career development opportunities and a competitive salary package.

Qualifications

• At least 2 years of experience in commercial or corporate lending.
• Strong knowledge of banking products and financial analysis.
• Excellent written and verbal communication skills.

Responsibilities

• Conduct comprehensive financial and credit analysis of prospective clients.
• Prepare and present Credit Offering Memos to support credit decisions.
• Evaluate risks and recommend appropriate credit structures.
• Monitor borrower performance and identify early warning indicators.
• Recommend actions on restructuring, renewals, or collections when necessary.
• Collaborate with marketing teams to ensure accurate and timely credit processing.

Skills

Credit evaluation

Financial analysis

Risk management

Stakeholder management

Analytical skills

Communication skills

Stakeholder management

Teamwork

Pressure handling

Education

Bachelor's degree in Business or related fields

Job description

About the Job

Location:Taguig
Corporate Title: Rank and File to Junior Officer
Work Arrangement: On-site

Our Corporate Bankingteam is looking for experienced professionals to join us in Taguig in the role of Credit Analyst.

In this role, you will assess the creditworthiness of borrowers, conduct financial and risk analyses, and support lending decisions by preparing Credit Offering Memos (COMs). You will work closely with marketing teams to evaluate transactions, recommend appropriate credit structures, and ensure accurate and timely processing of credit approvals.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

• Conduct comprehensive financial and credit analysis of prospective and existing clients
• Prepare and present Credit Offering Memos (COMs) to support sound credit decisions
• Evaluate risks and recommend appropriate credit structures and terms
• Monitor borrower performance and identify early warning indicators
• Recommend actions on restructuring, renewals, or collections when necessary
• Collaborate with marketing teams to ensure accurate and timely credit processing

What we're looking for

• Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking
• At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank
• Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research
• Excellent analytical and problem-solving skills with keen business acumen
• Strong written and verbal communication skills
• Collaborative team player with solid stakeholder management skills
• Organized, detail-oriented, and able to work effectively under pressure

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide you in your professional growth