Credit Associate

EastWest Bank; Taguig; On-site; PHP 279,000 - 446,400; Full time

Benefits offered by this job

Career development

Competitive salary

Incentives

Mentorship

Career progression

Job summary

East West Banking Corporation is seeking a Credit Associate to support the Consumer Lending team in BGC, Taguig. The role involves pre-screening and initial evaluation of loan applications, ensuring timely and compliant assessments aligned with internal policies and regulatory standards.

You will work on AML/KYC due diligence, conduct pre-evaluations, and coordinate with Credit Officers to uphold credit policies.

Qualifications

• Bachelor's degree in a relevant field.
• Experience in a similar or related capacity preferred.
• Trainable, detail-oriented, self-motivated, able to work with minimal supervision.
• Strong analytical and communication skills.

Responsibilities

• Conduct AML/KYC due diligence upon onboarding.
• Pre-evaluate loan applications within prescribed turnaround time.
• Perform duplicate checks against bank systems and bureau databases.
• Assess and recommend applicant acceptability based on policies.
• Ensure all applications comply with credit policies.
• Coordinate with Credit Officers and related teams as needed.

Skills

AML/KYC knowledge

Analytical thinking

Detail-oriented

Communication skills

Teamwork

Education

Bachelor's degree in Business/Finance

Job description

About the Job

Location: BGC, Taguig
Corporate Title: Rank and File
Work Arrangement: On-site

Our Consumer Lending team is looking for experienced professionals to join us in BGC, Taguig with the role of Credit Associate.

In this role, you will be responsible for the pre‑screening and initial evaluation of loan applications, supporting Credit Officers by ensuring timely and compliant assessments that align with internal policies and regulatory standards.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

• Conducts proper AML/KYC due diligence upon onboarding
• Performs pre-evaluation of loan applications within the prescribed turnaround time
• Performs duplicate checking vs. bank systems and bureau database
• Assesses and recommends the acceptability of the applicant based on approved policies
• Ensures all applications processed adhere to credit policies
• Coordinates with Credit Officers and related teams as needed

What we're looking for

• At least a Bachelor's/College Degree in Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking, Marketing, or equivalent
• Preferably with experience in a similar or related capacity
• Trainable, keen to details, self‑motivated, and able to work under minimal supervision
• Strong analytical and critical thinking skills
• Good communication and interpersonal skills
• Familiarity with AML/KYC is a plus

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide you in your professional growth