Credit Review Officer

East West Banking Corporation; Taguig; Hybrid; PHP 800,000 - 1,200,000; Full time

Benefits offered by this job

Career development opportunities

Competitive salary package

Performance incentives

Job summary

East West Banking Corporation in Taguig is seeking a Credit Review Officer to join the Corporate Credit team. You will conduct independent credit reviews of corporate accounts, assess risk, and support sound credit risk management.

This role also involves monitoring impaired and watchlisted accounts, performing due diligence, and presenting findings to the Board. A Bachelor's degree and 3–5 years of credit analysis experience are preferred.

Qualifications

• Bachelor's degree or higher in Business, Finance, Accounting, Economics or related field.
• 3–5 years of relevant work experience in credit analysis or financial services.
• Strong understanding of credit, finance, accounting, and economic principles.
• Excellent presentation, verbal, and written communication; able to engage stakeholders at all levels.

Responsibilities

• Conduct independent credit reviews and risk assessments of corporate accounts to evaluate credit quality and validate risk ratings.
• Monitor and assess impaired, watchlisted, and adversely classified accounts using past-due reports and cash flow analyses.
• Perform due diligence on proposals and counterparties based on established credit risk principles.
• Evaluate and accredit developers under End-Buyer Financing and assess local and foreign FI counterparties.
• Review overall portfolio quality and risk, identifying emerging risks and recommending actions.
• Prepare Loan Committee minutes and credit approval memoranda ensuring compliance with policies and regulatory requirements.
• Support portfolio reviews and risk management initiatives as directed by the Division Head.

Skills

Credit analysis

Account management

Financial services

Stakeholder engagement

Analytical thinking

Communication skills

Education

Bachelor's degree in Business/Finance/Economics

Job description

About The Job

Location: Taguig

Corporate Title: Senior Assistant Manager to Assistant Vice President

Work Arrangement: Hybrid

Our Corporate Credit team is looking for experienced professionals to join us in Taguig with the role of Credit Review Officer.

In this role, you will provide independent assessments of the credit quality of the bank's corporate portfolio and evaluate credit risks arising from business and risk-taking units to support sound credit risk management. You will also conduct periodic Portfolio Quality Reviews (PQRs) and present findings, insights, and recommendations to the Board to support informed decision-making.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What The Role Will Entail

• Conduct independent credit reviews and risk assessments of corporate accounts across Corporate Banking, Treasury, and Trust portfolios to evaluate credit quality and validate risk ratings.
• Monitor and assess impaired, watchlisted, and adversely classified accounts, including the review of past-due reports, cash flow analyses, and other credit risk indicators.
• Perform credit due diligence on proposals and counterparties, ensuring comprehensive evaluation of creditworthiness based on established credit risk principles and frameworks.
• Evaluate and accredit developers under the Bank's End-Buyer Financing Program and conduct credit assessments for local and foreign financial institution counterparties.
• Review and assess the overall quality, performance, and risk profile of the corporate banking portfolio, identifying emerging risks and recommending appropriate actions.
• Prepare Loan Committee minutes and review credit approval memoranda to ensure compliance with committee mandates, regulatory requirements, and internal credit policies.
• Support special projects, portfolio reviews, and other risk management initiatives as assigned by the Division Head.

What We're Looking For

• Bachelor's degree in Business, Finance, Accounting, Economics, or a related field.
• Proven experience in credit analysis, account management, or related financial services roles, with 3 to 5 years of relevant work experience.
• Strong understanding of credit, finance, accounting, and economic principles, with the ability to assess risk and make sound business recommendations.
• Excellent presentation, verbal, and written communication skills, with the ability to effectively engage stakeholders at various levels.
• Highly analytical, detail-oriented, objective, and results-driven, with the ability to work independently, adapt to changing priorities, and exercise sound judgment in decision-making.

What You Can Expect From Joining Our Team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide you in your professional growth