Credit Officer

BDO Unibank; Santiago; On-site; PHP 350,000 - 550,000; Full time

Job summary

BDO Unibank is seeking a Credit Officer to assist the Loan Processing Head in reviewing and approving loan applications, ensuring processing aligns with the Bank's standards and guidelines. The role supports front-end and back-end loan activities and requires precise validation and documentation.

The position involves supervising credit assistants, ensuring timely loan processing, and contributing to process improvements across the loan team.

Qualifications

• College graduate, preferably with business and/or accounting background.
• With at least 3 years’ experience in unsecured loans.
• Supervisory experience preferred.
• Computer literate.

Responsibilities

• Supervises credit assistants in performing front end processing for salary loan.
• Overseeing that proper checking, validation, documentation, filing, loan computation, reporting, and all other collections and credit processes are done properly and in a timely manner.
• Assists QA in training to new hires and existing staff needing refresher course.
• Initiating and maintaining quality and productivity checking measures to ensures individual performance is within set guidelines.
• Assist the Loan Processing Head in checking and improving the efficiency and effectivity of the loan process of the team, comprising of the credit assistant, billing assistant/s collections assistant, and other loan personnel that may be assigned to the team.
• Performs other functions that may be assigned to him/her.

Skills

Leadership

Supervisory experience

Credit processing

Computer literacy

Education

Bachelor's degree in business or accounting

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Credit Officer assists the Loan Processing Head in all his/her responsibilities, including checking and approving loan applications, ensuring that all loan applications are processed and approved / decided on according to the standards, policies and guidelines of the Bank.

Key Responsibilities

• Supervises credit assistants in performing front end processing for salary loan.
• Overseeing that proper checking, validation, documentation, filing, loan computation, reporting, and all other collections and credit processes are done properly and in a timely manner.
• Assists QA in training to new hires and existing staff needing refresher course
• Initiating and maintaining quality and productivity checking measures to ensures individual performance is within set guidelines
• Assist the Loan Processing Head in checking and improving the efficiency and effectivity of the loan process of the team, comprising of the credit assistant, billing assistant/s collections assistant, and other loan personnel that may be assigned to the team.
• Performs other functions that may be assigned to him/her.

Qualifications

• College graduate, preferably with business and/or accounting background
• With at least 3 years’ experience in unsecured loans;
• Supervisory experience preferred.
• Computer Literate

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.