Credit Investigator (Laoag)

South Asialink Finance Corporation; San Nicolas; On-site; PHP 279,000 - 469,000; Full time

Job summary

South Asialink Finance Corporation is seeking a field-oriented Credit Investigator to review borrower documents, conduct interviews, and perform on-site inspections of residences, businesses, and project units. The role includes verifying applicant information and conducting third-party verifications to ensure accurate loan assessments.

The successful candidate will prepare CAMs and provide loan recommendations based on evaluation findings, with opportunities for fresh graduates to apply and

Qualifications

• Willing to conduct fieldwork and site inspections.
• Motorized Credit Investigator experience is an advantage but not required.
• Proficient in using computer applications.
• Fresh graduates are encouraged to apply.
• Must be willing to undergo at least three weeks of training in Ortigas, Pasig.

Responsibilities

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Skills

Fieldwork readiness

Computer literacy

Training willingness

Job description

Job Description:

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Qualifications

• Willing to conduct fieldwork and site inspections.
• Experience as a Motorized Credit Investigator is an advantage but not required.
• Proficient in using computer applications.
• Fresh graduates are encouraged to apply.
• Must be willing to undergo at least three weeks of training in Ortigas, Pasig.