Credit Investigator

Cepat Kredit Financing Inc.; Pasig; On-site; PHP 300,000 - 600,000; Full time

Job summary

Cepat Kredit Financing Inc. is seeking a credit analyst to review financial documents, assess creditworthiness, and prepare investigative reports with recommendations for loan approval or rejection.

You will collaborate with internal teams, interview applicants, develop asset recovery strategies, and ensure compliance with company policies and risk management practices.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Certifications in credit analysis or fraud detection are a plus.
• 2-3 years of experience in credit investigation, credit analysis, or a related field, with experience in fraud detection or risk management being an advantage.

Responsibilities

• Review financial documents and credit histories to assess creditworthiness and identify risks.
• Collaborate with internal teams and interview applicants to resolve discrepancies.
• Prepare investigative reports with recommendations for loan approval or rejection.
• Develop asset recovery strategies, ensuring compliance with legal and company policies.
• Oversee asset maintenance and ensure compliance with safety standards.
• Manage processes, ensure quality delivery, and report activities to senior management.

Skills

Credit analysis

Fraud detection

Risk management

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field

Job description

• Review financial documents and credit histories to assess creditworthiness and identify risks.
• Collaborate with internal teams and interview applicants to resolve discrepancies.
• Prepare investigative reports with recommendations for loan approval or rejection.
• Develop asset recovery strategies, ensuring compliance with legal and company policies.
• Oversee asset maintenance and ensure compliance with safety standards.
• Manage processes, ensure quality delivery, and report activities to senior management.

Qualifications:

• Educational Requirement: Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.

Certifications in credit analysis or fraud detection are a plus.

• Experience: At least 2-3 years of experience in credit investigation, credit analysis, or a related field, with experience in fraud detection or risk management being an advantage.