Credit Investigator

South Asialink Finance Corporation; Eastern Manila District; Vor Ort; PHP 300.000 - 450.000; Vollzeit

Zusammenfassung

South Asialink Finance Corporation is seeking a field-oriented Credit Investigator to conduct on-site inspections, interviews, and verifications for loan applications. You will gather data, verify credentials, and document findings to aid CAM preparation and lending decisions.

Travel by motorcycle is required, and fresh graduates are welcome to apply. The role emphasizes thorough fieldwork, accurate reporting, and collaboration with various departments to resolve discrepancies and ensure

Qualifikationen

• Willing to perform fieldwork and on-site inspections.
• Must own and be able to operate a motorcycle for field assignments.
• Fresh graduates are welcome to apply.
• Basic to intermediate proficiency in computer applications and office software.
• Previous experience as a Motorized Credit Investigator is an advantage but not required.

Aufgaben

• Review and assess borrower documents submitted through the CRM to ensure accuracy and completeness.
• Conduct interviews with borrowers and co-borrowers to gather information and validate details.
• Perform field investigations, including on-site inspections of residences, businesses, and project locations with photo documentation.
• Verify applicants' identities, residential conditions, business operations, and personal backgrounds.
• Conduct third-party verifications through field visits, phone calls, and email correspondence.
• Validate employment records, banking details, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) based on investigation findings and provide recommendations to support loan evaluation and approval.
• Coordinate with concerned departments regarding discrepancies and verification concerns.

Kenntnisse

Fieldwork readiness

Motorcycle operation

Credit investigation experience

Computer skills

Fresh graduates welcome

Tools

Motorcycle ownership

Jobbeschreibung

• Review and assess borrower documents submitted through the company's CRM system to ensure accuracy and completeness.
• Conduct interviews with borrowers and co-borrowers to gather relevant information and validate details provided in their applications.
• Perform field investigations, including on-site inspections of applicants' residences, businesses, and project locations, with corresponding photo documentation.
• Verify applicants' identities, residential conditions, business operations, and personal backgrounds.
• Conduct third-party verifications through field visits, phone calls, and email correspondence.
• Validate employment records, banking details, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) based on investigation findings and provide appropriate recommendations to support loan evaluation and approval.
• Coordinate with concerned departments regarding discrepancies, incomplete information, and other verification concerns.

Qualifications

• Willing to perform fieldwork and conduct on-site inspections.
• Must own and be able to operate a motorcycle for field assignments.
• Previous experience as a Motorized Credit Investigator is an advantage but not required.
• Basic to intermediate proficiency in computer applications and office software.
• Fresh graduates are welcome to apply.