Credit & Collections Manager: Lead Cash Flow & Risk

Focus Global Inc; Taguig; On-site; PHP 670,000 - 1,116,000; Full time

Job summary

Focus Global Inc. is seeking a Credit and Collections Officer/Manager to lead the collections team and oversee credit granting in the Philippines. You will evaluate credit risk, approve limits, and optimize cash flow while maintaining strong customer relationships and compliance.

The role requires strong leadership, negotiation, and analytical skills, with experience in retail/wholesale preferred. Collaboration across Sales, Brand & Marketing, and Warehouse is essential.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• 5–10 years of experience in credit and collections, with at least 3 years in a managerial role.
• Experience in Retail/Wholesale is an advantage.
• Strong analytical skills with experience in credit risk assessment and financial analysis.
• Proven leadership and team management abilities.
• Excellent negotiation, interpersonal, and conflict-resolution skills.
• Proficient in ERP systems and Google Suite.
• Knowledge of laws and regulations regarding invoices, receipts and taxes.

Responsibilities

• Oversee and manage the collections team to ensure timely follow-up of outstanding invoices and effective collection strategies.
• Monitor accounts receivable portfolio to identify trends, potential issues, and high-risk customers.
• Prepare and review aging reports, strategize and recommend actions for faster receivable turnover.
• Develop and implement credit policies and procedures to ensure effective risk management.
• Evaluate credit applications and customer financial statements to determine creditworthiness and assign appropriate credit limits.
• Collaborate with cross-functional teams to balance customer service with risk mitigation.
• Lead and coach credit & collections staff; set performance goals and conduct appraisals.
• Ensure compliance with internal controls and applicable laws/regulations (e.g., credit bureau rules, data privacy).

Skills

Credit risk

Leadership

Negotiation

Analytical

Interpersonal

Data privacy

Invoices & taxes

Education

Bachelor's degree in Finance

Tools

ERP systems

Google Suite

Job description

Focus Global Inc. is seeking a Credit and Collections Officer/Manager to lead the collections team and oversee credit granting in the Philippines. You will evaluate credit risk, approve limits, and optimize cash flow while maintaining strong customer relationships and compliance.

The role requires strong leadership, negotiation, and analytical skills, with experience in retail/wholesale preferred. Collaboration across Sales, Brand & Marketing, and Warehouse is essential.