Credit Assistant

BDO Unibank, Inc.; Mandaluyong; On-site; PHP 279,000 - 446,000; Full time

Job summary

BDO Unibank, Inc. invites graduates to join its Consumer Banking Group in Mandaluyong as a Junior Credit Underwriting Support. You will screen home loan documents, capture applicant details, and ensure completeness of information in the front-end system.

The role emphasizes accuracy, attention to duplicates, credit standing checks, and collaboration with Sales and the Loan Acceptance Team. Strong communication and analytical thinking are essential, with onboarding and training provided.

Qualifications

• Bachelor's degree in business or related field.
• Fresh graduates or with at least 1 year of work experience.
• Strong communication skills.
• Analytical thinking and problem-solving abilities.
• Willingness to learn and adapt.

Responsibilities

• Preliminary screening of home loan documentary requirements.
• Data capture and updating customer information in the front-end system.
• Check for duplicates, credit standing, past due balance or adverse findings.
• Record results and endorse for credit investigation.
• Provide feedback to Sales on deficiencies.
• Endorse applications to Loan Acceptance Team.
• Attend internal and external meetings and training.
• Perform other duties as assigned per productivity and service standards.

Skills

Communication skills

Analytical thinking

Problem solving

Education

College degree in Business

Job description

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Mandaluyong City, National Capital Region, PH

Business Unit: Consumer Banking Group

Department:

About BDO

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Mandate

• Validating proper build-up of accounts in the front-end system
• Ensuring the accuracy and completeness of minimum information and documentary requirements for initiation of credit underwriting
• Establishing and reporting potential credit risk based on available records or existing database

Duties and Responsibilities

Preliminary screening of home loan documentary requirements and data capture

Correcting or updating of customer personal and loan information in the applicable front-end processing system

Checking the system to determine duplicate applications initiated by customer or prospect, credit standing, negative past due balance or any negative or adverse finding

Recording duplicate matching/checking results and endorsing application for credit investigation in the applicable front-end system

Providing feedback to Sales on requirement deficiencies

Endorsing applications with complete requirements to Loan Acceptance Team

Attending required internal and external meetings and training (regular and periodic)

Performing other functions as maybe assigned from time to time according to the established productivity and service quality standards

• College Graduate, preferably of any Business Course

Preferably fresh graduates; or with at least one (1) year work experience , in any field

Very good communication skills

Analytical thinking skills

Problem solving and secision-making skills

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