Credit Analyst (Australian Mortgage) - Onsite Anywhere In The Ph

D2B; Philippines; On-site; PHP 500,000 - 800,000; Full time

Job summary

D2b is hiring a Credit Analyst for Australian Mortgage, onsite anywhere in the Philippines. You will analyze residential cases, calculate borrowing capacity, and navigate lender policies across 20+ lenders using a modern tech stack.

The role focuses on preparing CPD-like disclosures, ensuring data integrity between client fact-finds and lender portals, and maintaining regulatory standards. You will use ApplyOnline, LoanApp, Quickli, and Nexus CRM to manage workflows and maintain high-quality

Qualifications

• 2+ years of experience in credit analysis within the Australian residential mortgage industry.
• Proficient with ApplyOnline (NextGen), LoanApp (Simpology), and Quickli.
• Experience using Nexus or equivalent CRM.
• Strong knowledge of residential lending products including construction loans, refinancing, and first-homebuyer schemes.
• Onsite work in the Philippines is required.

Responsibilities

• Residential scenario analysis to determine borrowing capacity across 20+ lenders.
• Prepare preliminary assessments and Credit Proposal Disclosure documents aligned with BID standards.
• Ensure data integrity across ApplyOnline and LoanApp; match fact-find to lender portal.
• Use Nexus CRM to track milestones and manage documentation checklists.
• Conduct internal audits to ensure quality and regulatory compliance.

Skills

Credit analysis

Australian residential mortgage

ApplyOnline (NextGen)

LoanApp (Simpology)

Quickli

Nexus CRM

Lender policy navigation

Tools

ApplyOnline (NextGen)

LoanApp (Simpology)

Quickli

Nexus CRM

Job description

Credit Analyst (Australian Mortgage) - onsite anywhere in the PH

Company: D2b. Job Type: Full Time. Philippines

OVERVIEW:

Our client is a high-growth, tech-forward mortgage brokerage based in North Perth that is redefining the lending experience through a seamless, paperless approach. We are looking for an experienced Credit Analyst to join their team in an onsite capacity anywhere in the Philippines. In this role, you will be the analytical engine of the firm, focusing exclusively on Residential Mortgage scenarios. You will navigate lender policies and leverage a modern tech stack to ensure every application is structured for success and rapid approval.

RESPONSIBILITIES

• Residential Scenario Analysis: Conduct precise servicing calculations using Quickli and lender-specific tools to determine accurate borrowing capacity for residential clients across a panel of 20+ lenders.
• Credit Strategy & Documentation: Prepare high-quality preliminary assessments and Credit Proposal Disclosure (CPD) documents that align with client goals and Best Interest Duty (BID) standards.
• Data Integrity & Submissions: Manage the end-to-end data flow within ApplyOnline and Loanapp, ensuring 100% accuracy between the client's fact-find and the lender’s portal.
• Workflow & Pipeline Management: Utilize Nexus CRM to track application milestones and manage documentation checklists, proactively minimizing lender "More Info" requests.
• Compliance Oversight: Execute internal audits on all files to ensure they meet the firm’s high standards for quality and regulatory compliance.

QUALIFICATIONS

• 2+ years of experience in credit analysis or senior loan processing strictly within the Australian residential mortgage industry.
• Demonstrated proficiency in ApplyOnline (NextGen), LoanApp (Simpology), and Quickli.
• Direct experience using Nexus or a comparable industry-standard CRM.
• Deep understanding of residential lending products, including construction loans, refinancing, and first-home buyer schemes.
• Willing to work onsite; Anywhere in the Philippines.

PREFERRED SKILLS (nice to have)

• The ability to look at a complex scenario and identify the most viable lender path before the broker even asks.
• Strong internal reporting skills to keep the brokerage team informed of file progress and potential credit risks.