Credit Administrator

OwnBank; Taguig; Hybrid; PHP 500,000 - 900,000; Full time

Job summary

OwnBank in Taguig, Philippines is seeking a qualified Credit Analyst to support the Chief Credit Officer in portfolio management of commercial and corporate loans. You will ensure accurate data capture, maintain loan records, and contribute to portfolio reporting.

The role requires at least three years in portfolio analysis or credit risk, with proficiency in Excel and core banking systems. Fluency in English is essential; Mandarin is a plus.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Law or related field.
• Minimum 3 years of relevant experience in portfolio analysis, credit analysis or risk management for corporate loans.
• Solid hands-on experience in corporate/commercial lending; foreign bank experience preferred.

Responsibilities

• Document approved credit facilities for commercial and corporate loans.
• Coordinate post-loan monitoring and summarize results; track follow ups.
• Prepare periodical portfolio summary reports and stress testing reports.
• Coordinate the Credit Policy review.
• Prepare reports for auditors/regulators for corporate and commercial loans.
• Assist the Chief Credit Officer with related tasks.

Skills

Portfolio analysis

Credit analysis

Risk management

Data analysis

Excel

Core banking systems

Attention to detail

Education

Bachelor's degree

Tools

MS Office

Job description

This position is generally responsible for assisting the Chief Credit Officer, on portfolio wise managing the commercial/corporate loans. The role ensures to properly record and update all the required data for the commercial/corporate loans and generate related loan portfolio reports.

Key Responsibilities

1. Document for all the approved credit facilities for commercial and corporate loans.

2. Coordinate the post loan monitoring and summarize the checking results for commercial and corporate loans, tracking the follow ups based on the checking results.

3. Prepare the periodical commercial and corporate loan portfolio summary reports and stress testing report.

4. Coordinate the Credit Policy review.

5. Prepare all other reports for corporate and commercial loans upon internal/external auditors’ or regulators’ requirements.

6. Other related tasks assigned by Chief Credit Officer.

Qualifications:

1. Education

• Bachelor’s degree in Finance, Accounting, Economics, Law or related fields.

2. Professional Experience

• Minimum 3 years of relevant working experience in Portfolio Analysis, Credit Analyst, Risk Management, or related experience in commercial banks.
• Solid hands-on experience in corporate / commercial lending is mandatory.
• Working experience in foreign banks is highly preferred.

3. Professional Knowledge & Skills

• Sound analytical skill, experience on loan portfolio analysis and stress testing is preferred.
• Familiar with corporate credit products, loan structures, security packages and credit approval process.
• Familiar with local financial regulations, collateral registration rules and banking compliance requirements.
• Proficient in MS Office (Excel, Word) and core banking systems.
• High attention to detail, strong accountability and ability to work under pressure and meet tight deadlines.

4. Language

• Fluent in written and spoken English is essential.
• Mandarin speaking is preferred.

*Mondays are WFH, Tuesday-Friday is On-Site in BGC Taguig