Credit Portfolio Manager (Luzon, Visayas, Mindanao)

Metrobank; Manila; On-site; PHP 446,400 - 558,000; Full time

Job summary

Metrobank is seeking a Junior Officer for the Credit Support Unit in Manila. The role involves supervising loan proposal evaluations, managing credit risks, and ensuring compliance with bank policies. Candidates should have a bachelor's degree in a business-related field and at least 5 years of experience in credit, focusing on commercial and corporate loans. This position requires proactive problem-solving skills and the ability to meet tight deadlines. Join Metrobank to help drive credit management efforts.

Qualifications

• Graduate of any Business-related courses, preferably Economics, Accounting, or Finance.
• At least 5 years working experience in credit with focus on commercial and corporate loans.
• With People Manager experience.
• Proactive approach to problem solving and ability to meet tight deadlines.

Responsibilities

• Supervises and reviews the analysis & evaluation of loan proposals.
• Guarantees quality and timely completion of account renewals.
• Monitors credit risk ratings and classifications.
• Performs effective portfolio management.
• Coordinates with HR for talent development.
• Handles audit-related exercises.

Skills

Credit risk management

Loan proposal evaluation

Portfolio management

People management

Problem-solving

Compliance

Education

Bachelor's degree in Business-related course

Job description

Job Summary

• Effectively operates, implements initial remedial management measures, as well as, the overall strong credit risk management in the Credit Support Unit. Scope of work covers accounts coming from the Branch Lending Units and the Branches

Role Exposure

• Supervises and reviews the analysis & evaluation of loan proposals from Lending Units using various credit tools/information/documents, ensuring an appropriate and holistic credit risk/mitigant assessment in determining the creditworthiness of existing and prospective borrowers.
• Guarantees quality and timely completion of account renewals, evaluation of prospective borrowers and various credit requests and reports.
• Appropriately assess credit risk ratings and classifications and demonstrates strict compliance to documentation and bank policies.
• Performs effective portfolio management, recognizes potential issues that requires immediate attention or escalation, and initiates remedial management efforts for non-performing loans of accounts showing signs of weakness.
• Ensures effective performance management of the team against set KRAs
• Coordinates with Human Resource partners to ensure adequate talent is available and honed with well-thought-out career development programs.
• Compliance with the bank's Business Continuity Program.
• Handles any and all audit-related exercises in coordination with other business units (IBS, Credit Risk, Compliance)
• Partners with Credit Administration Department, Credit Control and Documentation Division, Credit Investigation and Appraisal Division, LEGAL (or with other relevant units) to ensure that proposals have the appropriate approvals, loan documentation process is in order and collateral/policy deviations are mitigated, among other things.
• Performs administrative duties, overall supervision of the Credit personnel and other related functions that may be assigned from time to time.

Qualifications

• Graduate of any Business-related courses, preferably Economics, Accounting or Finance
• At least 5 years working experience in credit with focus on commercial and corporate loans
• With People Manager experience
• Must have a pro-active approach to problem solving and the ability to meet tight deadlines

Rank

Junior Officer

Hiring Locations for Metro Manila & Countryside (updated as of May 15, 2026)

• Countryside Luzon: Naga