Corporate Banking Associate – Loan & Account Management

Security Bank; Cebu City; On-site; PHP 360,000 - 600,000; Full time

Job summary

Security Bank is seeking a Corporate Service Officer at the Cebu City branch to support the Relationship Manager in day-to-day loan facilities and documentation. You will coordinate with Credit, Trust, Treasury, and Operations to ensure timely loan implementations and early detection of issues.

The role requires 2+ years of relevant experience, familiarity with loan documents, and strong negotiation and monitoring abilities. Fluency in Fukien is preferred for effective client interactions.

Qualifications

• With at least 2 years of relevant experience.
• Knowledge/familiarization with business and loan documents.
• Effective negotiation and monitoring skills.
• Able to communicate effectively with clients and other department units.
• Ability to anticipate issues and plan strategies on account management.
• Preferably Fukien Speaking.

Responsibilities

• Provide timely information to clients and address concerns affecting loan facilities.
• Assist in assessing accounts by monitoring payments and client handling to detect issues.
• Prepare short credit proposals and availment sheets for credit lines up to PHP 20.00MM.
• Prepare availment/instruction sheets per bank format to keep accounts current.
• Monitor documentary deficiencies using the CDC tool in E-Source to keep lines available.
• Update RMs on account status to ensure proper management.
• Organize loan documents and filing of credit folders for completeness.

Skills

Account management

Negotiation

Communication

Monitoring

Tools

E-Source

Job description

Security Bank is seeking a Corporate Service Officer at the Cebu City branch to support the Relationship Manager in day-to-day loan facilities and documentation. You will coordinate with Credit, Trust, Treasury, and Operations to ensure timely loan implementations and early detection of issues.

The role requires 2+ years of relevant experience, familiarity with loan documents, and strong negotiation and monitoring abilities. Fluency in Fukien is preferred for effective client interactions.