Commercial Banking Relationship Manager

Metrobank; Metro Manila; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

Metrobank is seeking a Commercial Banking Relationship Manager to originate, develop, review, and manage loan portfolio relationships. You will conduct credit and financial analysis and cross-sell appropriate banking products across target segments, partnering with credit, risk, operations, and product teams to deliver exceptional client experiences.

The role provides exposure to senior executives and opportunities to contribute to growth, profitability, and asset quality within a leading

Qualifications

• 3–5 years in Commercial/Corporate/SME Banking or related Relationship Management.
• Experience in credit evaluation, financial statement analysis, and cash flow assessment.
• Ability to manage and grow a loan portfolio while maintaining asset quality; strong communication and negotiation skills.

Responsibilities

• Originate, develop, review, and manage loan portfolio relationships.
• Conduct credit and financial analysis.
• Cross-sell banking products and services across target segments.
• Build relationships with commercial and middle-market clients.
• Collaborate with credit, risk, operations, and product teams to deliver client experiences.

Skills

Credit evaluation

Financial analysis

Cash flow assessment

Client relationship management

Negotiation skills

Communication skills

Cross-functional collaboration

Job description

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

The Commercial Banking Relationship Manager is expected to originate, develop, review, and manage loan portfolio relationships, conduct credit and financial analysis, and cross-sell appropriate bank products and services across target segments, contributing to the Bank's objectives in terms of growth, profitability, asset quality, and client satisfaction.

Role Exposure:

• Build and manage relationships with key commercial and middle-market clients across diverse industries.
• Develop expertise in commercial lending, credit evaluation, financial analysis, and portfolio management.
• Drive business growth through client acquisition, relationship expansion, and cross-selling of banking solutions.
• Gain exposure to business owners, senior executives, and key decision-makers, providing strategic financial solutions tailored to their needs.
• Partner with credit, risk, operations, and product teams to deliver exceptional client experiences and sustainable business results.
• Learn from experienced banking professionals and industry leaders through mentorship and on-the-job development.

Qualifications:

• 3-5 years of experience in Commercial Banking, Corporate Banking, SME Banking, Relationship Management, Account Management, or Business Development within a financial institution.
• Proven experience in credit evaluation, financial statement analysis, cash flow assessment, and credit proposal preparation.
• Experience in managing and growing a loan portfolio while maintaining acceptable asset quality is an advantage.
• Strong strategic thinking, client relationship management, and negotiation skills.
• Excellent communication (verbal, written, presentation, and active listening) skills.
• Ability to collaborate effectively with cross-functional teams to deliver results.
• Knowledge of banking products, lending processes, and risk management principles is an advantage.