CDD & AML Risk Analyst — Onboarding & Compliance

Concentrix; Makati; On-site; PHP 500,000 - 900,000; Full time

Job summary

Concentrix in Makati is seeking a Risk Analyst for the Customer Due Diligence (CDD) team. You will perform Initial, Enhanced and Ongoing CDD for FinTech Account merchant clients, ensuring AML/CTF compliance and effective risk controls.

You will collaborate with Sales to optimize onboarding, assess merchant risk, conduct credit and fraud screening, and maintain documentation and risk systems in line with internal policies.

Qualifications

• 2–3 years of experience in customer due diligence (KYC/AML/Credit) environment.
• 1+ years in payments or technology driven organization.
• Experience in a merchant acquiring organization.

Responsibilities

• Perform Initial, Enhanced, and Ongoing Customer Due Diligence (CDD).
• Run credit and fraud checks on new merchants.
• Ensure client documentation complies with AML/CTF regulations.
• Assign compliance and credit risk levels to merchants.
• Handle daily operations within SLA.
• Collaborate with Sales to optimize onboarding while managing risk.
• Identify and report AML/CTF compliance matters per Worldline policy.
• Manage risk alerts for merchants.
• Support Risk Manager to maintain risk systems and docs.
• Review and optimize risk processes and procedures.

Skills

Planning and organizational skills

Influencing and negotiation skills

Communication and presentation skills

Commercial awareness and industry know

Results driven

Office tools (PowerPoint and Excel)

Tools

PowerPoint

Excel

Job description

Concentrix in Makati is seeking a Risk Analyst for the Customer Due Diligence (CDD) team. You will perform Initial, Enhanced and Ongoing CDD for FinTech Account merchant clients, ensuring AML/CTF compliance and effective risk controls.

You will collaborate with Sales to optimize onboarding, assess merchant risk, conduct credit and fraud screening, and maintain documentation and risk systems in line with internal policies.