Assistant Risk Manager

Keb Hana Bank-Manila Branch; Makati; On-site; PHP 1,200,000 - 2,100,000; Full time

Job summary

Keb Hana Bank-Manila Branch is seeking a Senior Risk Manager / Branch Risk Officer to support enterprise-wide risk management across the branch, including risk identification, assessment, monitoring, reporting, and escalation in line with BSP requirements and the Bank's RAF framework.

The role covers monitoring the branch risk profile across credit, market, liquidity, operational, and regulatory risks; preparing dashboards and KRIs; conducting analyses, stress tests, and ICAAP-related work;

Qualifications

• Bachelor’s degree in Finance, Accountancy, Economics, Business, Risk Management, or related field.
• Preferably 3–5 years of relevant banking risk management experience.
• Experience in a foreign bank or commercial banking environment is an advantage.

Responsibilities

• Assist in monitoring the branch’s overall risk profile across major risk categories.
• Prepare daily/ monthly risk dashboards, KRIs, and management reports.
• Support RAF/RAS, limits, thresholds, and escalation requirements.
• Conduct risk analyses, scenario analysis, and stress testing.
• Assist in independent credit reviews and ICAAP/Recovery Planning efforts.
• Coordinate with Head Office and risk control units on regulatory and reporting matters.

Skills

Banking risk management

BSP regulations

RAF/RAS

ICAAP

Recovery planning

Regulatory reporting

Risk governance

Education

Bachelor’s degree in Finance/Accountancy/Economics/Business/Risk Management

Job description

To support the Senior Risk Manager / Branch Risk Officer in maintaining an independent, enterprise-wide risk management function for the Branch through risk identification, assessment, monitoring, analysis, reporting, and escalation, in accordance with BSP requirements, Head Office policies, and the Branch’s approved Risk Appetite Framework.

Key Responsibilities:

• Assist in monitoring the Branch’s overall risk profile covering credit, market, liquidity, operational, compliance, and other material risks.
• Prepare and maintain daily, monthly, and periodic risk dashboards, KRIs, and management reports.
• Assist in monitoring the Branch’s Risk Appetite Framework (RAF), Risk Appetite Statement (RAS), limits, thresholds, and escalation requirements.
• Conduct risk analysis, trend monitoring, stress testing, scenario analysis, and emerging risk assessment.
• Conduct independent credit reviews of the overall loan portfolio quality and consolidated exposures involving related and interconnected entities, and ensure that such reviews, assessments, findings, and follow-up actions are adequately documented.
• Support the development, review, and implementation of the ICAAP, Recovery Plan, Operational Risk Management Framework, Operational Resilience Framework, and other risk-related policies and frameworks.
• Monitor key risk exposures, including capital, liquidity, market risk, credit concentration, operational risk, and other material risk indicators.
• Assist in identifying risk interdependencies, emerging risks, and potential breaches and elevate significant matters to the Senior Risk Manager.
• Support the preparation of Risk Management Committee (RMC) reports, presentations, minutes, and action-item monitoring.
• Assist in responding to BSP examinations, Head Office reviews, internal/external audits, and regulatory or risk-related observations.
• Coordinate with Business Units, Control Functions, and Head Office on risk-related matters while maintaining the independence of the RMU.
• Maintain appropriate risk documentation, records, and evidence to support regulatory and internal reviews.
• Perform other risk management activities as assigned by the Senior Risk Manager / Branch Risk Officer.

Qualifications

• Bachelor’s degree in Finance, Accountancy, Economics, Business, Risk Management, or related field.
• Preferably 3–5 years of relevant banking experience, particularly in Risk Management, Treasury, Credit, Finance, Regulatory Reporting, or Internal Audit.
• Experience in a foreign bank or commercial banking environment is an advantage.

Required Skills and Competencies

• Strong understanding of banking and enterprise-wide risk management.
• Knowledge of BSP regulations and banking regulatory requirements.
• Working knowledge of RAF/RAS, ICAAP, Recovery Planning, operational risk, liquidity risk, market risk, and credit risk.
• Strong financial, numerical, and analytical skills.
• High level of integrity, independence, objectivity, and professional judgment.
• Strong attention to detail and ability to identify risk issues and trends.
• Ability to challenge information constructively and elevate issues appropriately.
• Strong coordination, communication, organization, and follow-through skills.
• Ability to work independently and manage multiple regulatory and management-reporting deadlines.