Accountant

PTS Gadget Pawnshop Inc; Philippines; On-site; PHP 350,000 - 650,000; Full time

Job summary

PTS Gadget Pawnshop Inc is seeking an experienced Accountant to oversee daily financial accounting, manage multi-branch pawnshop ledgers, and ensure compliance with BSP, SEC, and BIR regulations.

The role emphasizes internal controls, regulatory reporting, AMLA and KYC procedures, and tight deadlines for audits, with responsibilities covering branch accounting, reconciliations, tax filings, and financial statement preparation.

Qualifications

• Bachelor's degree in Accountancy or Finance.
• CPA license strongly preferred for SEC/BSP reporting.
• 2–4 years of financial accounting experience, preferably in Pawnshop, Lending, Microfinance, or NBFI.
• Solid knowledge of BSP MORNBFI, AMLA, and SEC reporting standards.
• Proficiency with accounting software and advanced Excel (Pivot Tables, VLOOKUP/XLOOKUP).

Responsibilities

• Prepare BSP period reports and audit statements per MORNBFI.
• Submit SEC annual requirements including eFAST filings.
• Maintain AMLA compliance, KYC procedures, and CTR monitoring.
• Handle BIR monthly/quarterly tax returns and LGU permits.
• Oversee branch accounting, reconciliations, and revenue/interest tracking.
• Assist auditors and participate in regulatory inspections as needed.

Skills

Financial controls

Regulatory reporting

Internal audits

Advanced MS Excel

Education

Bachelor's degree in Accountancy or Finance

Tools

QuickBooks

SAP

Xero

Job description

About the role

We are looking for an experienced Accountant to oversee daily financial accounting, manage multi-branch pawnshop ledger operations, and ensure full compliance with regulatory frameworks set by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), and BIR. The ideal candidate brings strong expertise in financial controls, regulatory reporting, and internal audits for non-bank financial institutions.

Key responsibilities

• Prepare, review, and file mandatory BSP periodic reports (e.g., FPR/Pawnshop Data, Audited Financial Statements, and operational reports) in strict adherence to MORNBFI regulations

• Prepare and submit SEC annual requirements (Audited Financial Statements, eFAST submissions) and coordinate with legal/corporate secrets for GIS filings

• Ensure complete compliance with AMLA guidelines, maintaining proper KYC procedures, transaction threshold monitoring, and assisting with Covered Transaction Reporting (CTR)

• Handle local statutory compliance including BIR monthly/quarterly tax returns (VAT/Percentage Tax, Expanded Withholding Tax, Income Tax) and annual LGU business permit renewals

• Oversee end-to-end branch accounting, including daily pawn/redemption reconciliations, loan receivables tracking, and interest income accruals

• Perform daily vault cash counts, bank reconciliations, and cash flow monitoring across headquarters and branch operations

• Process accounting entries for foreclosed/unredeemed items (rematados), inventory valuation, and liquidation/auction sales

• Prepare monthly Balance Sheet, Income Statement, and variance analysis for management review

• Monitor branch compliance with internal control policies regarding pawn ticket issuance, appraisal verification, and cash management

• Assist internal/external auditors and act as a point of contact during regulatory inspections by the BSP or BIR

About you

• Bachelor's degree in Accountancy or Finance

• CPA license is strongly preferred due to SEC/BSP signing and reporting standards

• At least 2–4 years of experience in financial accounting, ideally within a Pawnshop, Lending Company, Microfinance, or NBFI environment

• Solid working knowledge of the BSP MORNBFI (P-Regulations), AMLA guidelines, and SEC corporate reporting standards

• Proficiency in accounting software (e.g., QuickBooks, SAP, Xero) and advanced MS Excel skills (Pivot Tables, VLOOKUP/XLOOKUP)

• High integrity, exceptional detail orientation, and strong analytical skills required for handling sensitive financial assets and strict regulatory deadlines