Trainee, Credit Structuring M/F

Crédit Agricole SA; Asia; On-site; PEN 132,000 - 184,000; Full time

Job summary

Indosuez Wealth Management Asia is seeking an entry-level professional to support the Credit Structuring Team in Hong Kong. You will assist with credit renewals, file follow-ups, and collateralized lending products, collaborating with regional teams to vet viable credit solutions.

The role requires a Bachelor/BSc in Banking or Finance with 0–2 years’ experience. English and Chinese language skills are valued; exposure to private banking lending products is a plus.

Qualifications

• Bachelor Degree / BSc Degree or equivalent.
• University graduates in Banking and Finance or related discipline.
• 0-2 years of experience in private banking lending products knowledge.
• Familiarity with credit risk management concepts.

Responsibilities

• Support the Credit Structuring Team with daily BAU tasks that support the Front Office on Credit renewals, submissions, lending value (LV) questions/submissions, etc.
• Assist the Credit Structuring Team with following up the Front Office on Credit File related items i.e. credit renewals.
• Support the Credit Structuring Team on Business and Credit initiatives that help grow and support the Business, including assisting with the collaboration with internal teams – supporting the preparation, presentation related to credit related products and solutions.
• Assist in the support of Relationship Managers on Credit Deals (obtaining credit related information, data, and feasibility of complex credit solutions)
• Credit reporting & papers/presentations – assist with the development and enhancements of credit reports to support management, the frontline, and various projects and meetings.
• Credit administration – assist with the preparation of credit and insurance memos, documentation i.e. Facility Letters, Assignment Documents, etc.
• Credit monitoring – When required assist with the monitoring of credit transactions with non-standard credit approval terms.
• Assist the Credit Structuring Team with working in close collaboration with other Wealth specialists in Asia, Geneva and Paris for specific files/initiatives when needed.

Skills

Credit risk management

Team player

Excel and coding

Education

Bachelor degree

Banking/Finance degree

Tools

Excel

Job description

• Support the Credit Structuring Team with daily BAU tasks that support the Front Office on Credit renewals, submissions, lending value (LV) questions/submissions, etc.
• Assist the Credit Structuring Team with following up the Front Office on Credit File related items i.e. credit renewals.
• Support the Credit Structuring Team on Business and Credit initiatives that help grow and support the Business, including assisting with the collaboration with internal teams – supporting the preparation, presentation related to credit related products and solutions.
  Support the Credit Structuring in relation to Mortgages and Life Insurance solutions and developments.
• With the support of the Credit Structuring Team align with the Risk Department (RPC) in the region to structure, vet and monitor viable credit solutions as offering to clients; including the participation in local credit committees when required.
• Assist in the support of Relationship Managers on Credit Deals (obtaining credit related information, data, and feasibility of complex credit solutions)
• Credit reporting & papers/presentations – assist with the development and enhancements of credit reports to support management, the frontline, and various projects and meetings.
• Credit administration – assist with the preparation of credit and insurance memos, documentation i.e. Facility Letters, Assignment Documents, etc.
• Credit monitoring – When required assist with the monitoring of credit transactions with non-standard credit approval terms.
• Assist the Credit Structuring Team with working in close collaboration with other Wealth specialists in Asia, Geneva and Paris for specific files/initiatives when needed.

Geographical area

Asia, Hong Kong

City

29th Floor, Two Pacific Place, 88 Queensway, Admiralty Hong Kong Hong-Kong

Bachelor Degree / BSc Degree or equivalent

University graduatesin Banking and Finance or related discipline

Level of minimal experience

0-2 years

Experience

Some knowledge and experience with Private Banking lending products such as Lombard Lending, Insurance Premium Financing and Real Estate Financing.

Required skills

• Some understanding of the concept and industry practice of credit risk management.
• A good team player equipped with presentation & communication skills
• Good proficiency in computing skills i.e. Excel, basic coding skills, etc

Languages

Proficiency in English and Chinese (Cantonese and Putonghua)

General information

Entity

About Indosuez Wealth Management in Asia

Entity

About Indosuez Wealth Management in Asia
Indosuez Wealth Management has a solid foundation in Asia as a pioneering bank with more than a century old heritage, when Banque de l'Indochine opened its historic offices in Hong Kong and Singapore. From these two locations, branches of
CA Indosuez (Switzerland) SA, almost 220 highly specialised wealth managers combine their knowledge of the region with the vast opportunities provided by the global network of Indosuez Wealth Management and the Credit Agricole group.
By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.