Requirements
- Hands‑on technical experience and functional knowledge in an Enterprise Payment Hub Platform.
- Strong end‑to‑end experience with ACH, RTGS, GCC RTGS, Instant Payments, SWIFT CBPR+, SWIFT GO, ISO 20022, and MT/MX transformations.
- Proficiency in real‑time and batch integrations with Core Banking via ESB/middleware.
- Minimum one full‑scale Enterprise Payment Hub or SWIFT/ISO 20022 implementation under a technical lead.
- Domain knowledge of domestic clearing & settlement, cross‑border correspondent banking, payment validation, orchestration, account posting, reconciliation and regulatory compliance for local and international payments.
- Strong banking domain expertise.
Role Purpose
The Project Technical Lead will steer the end‑to‑end technical implementation of an Enterprise Payment Hub (EPH) vendor solution across the bank. The role ensures seamless integration with Core Banking Systems, customer/business channels, middleware, external clearing networks, and SWIFT, while maintaining regulatory compliance, high availability, security and performance. The Technical Lead acts as the primary technical authority between the bank, system integrator, vendor and internal stakeholders throughout the program lifecycle.
Key Responsibilities
- Act as the single technical authority for the EPH project.
- Own all technical executions across design, build, configuration, testing and go‑live.
- Translate business, regulatory and operational requirements into detailed technical solutions.
- Serve as the technical escalation point during the full project life cycle.
- Lead and execute technical delivery for ACH, RTGS, GCC RTGS and Instant Payments integrations.
- Lead and execute technical delivery for SWIFT CBPR+, SWIFT GO and SWIFT API integrations.
- Define and validate ISO 20022 message structure and MT/MTX transformations.
- Ensure Central Bank and SWIFT compliance for all payment flows.
- Lead real‑time and batch integration between EPH and Core Banking through ESB.
- Ensure exception handling and automated reconciliation between integrated systems.
- Lead EPH integration through ESB with:
- Mobile & Internet Banking
- Branch/Teller Systems
- Corporate and Business Banking platforms
- Host‑to‑Host and SWIFT API integrations
- Instant/speed transfer integrations
- Integration with AML, Sanction Screening and Fraud Management Systems
- Ensure full project compliance with Central Bank regulations, SWIFT CBPR+, ISO 20022.
- Compliance with Bank Information security and cyber security policies.
- Lead and support security reviews, penetration testing and remediation activities.
- Support audit/regulatory inspection remediation activities.
- Define test strategy and test data.
- Perform hands‑on deployments & configurations in UAT.
- Define and govern SIT, UAT, performance, stress and fail‑over testing.
- End‑to‑end payment scenario testing.
- Integration testing with clearing networks and SWIFT.
- Data migration and reconciliation validation.
- Define, cutover, rollback and deployment plans.
- Lead parallel runs and production deployment.
- Own and maintain all mandatory project documentation, including:
- HLD, LLD
- Interface and API specifications
- Message mapping and transformation documents
- Security and architecture documents
- DR & BCP design
- Test strategy and go‑live plan
- Lead structured handover to support teams.
- Provide hands‑on technical oversight of vendors and system integrators.
- Review and approve technical designs, build deliverables, test results and security artifacts.
- Ensure delivery quality, regulatory compliance and architectural alignment.
Qualifications & Experience
- Bachelor’s degree in Computer Science, Information Technology, or related field.
- 8‑10 years of overall IT experience.
- 6+ years of hands‑on technical experience in payments systems (domestic and cross‑border – SWIFT, RTGS, ACH).
- 3‑5 years as a Technical Lead in banking payments systems projects.
- Proven delivery of at least one full Enterprise Payment Hub or SWIFT/ISO 20022 implementation in a Technical Lead role with hands‑on experience.
Technical & Functional Skills
- Hands‑on technical experience and functional knowledge in Enterprise Payment Hub Platform.
- SWIFT CBPR+, ISO 20022.
- Domestic Payments (ACH, RTGS), Instant Payments/Speed Transfers.
- Knowledge of Core Banking integration (real‑time & batch) and middleware (ESB).
- API, Micro‑services.
- Message queues (IBM MQ, Kafka).
- Databases: Oracle, MS SQL.
- Linux environments, OpenShift platform.
- Security: Encryption, certificates, RBAC, key management.
Domain Knowledge
- Domestic clearing and settlement.
- Cross‑border correspondent banking.
- Payment validation and orchestration.
- Account posting and reconciliation.
- Regulatory compliance for local & international payments.