Senior SME Credit Analyst - Risk Modeling & Insight

Beehive; Muscat; On-site; OMR 12,000 - 18,000; Full time

Job summary

Beehive is seeking a credit risk professional to strengthen the credit infrastructure for SME lending. You will own end-to-end credit assessments, refine the proprietary model, and run stress tests to ensure ethical and timely decisions.

You will work on data-driven analyses, regulatory compliance, and continuous improvement while reporting to the Credit Manager. This is an on-site role in Muscat with a fast-paced, growth-oriented startup environment.

Qualifications

• Experience in credit risk, credit modeling, or a similar role in financial services or fintech.
• Advanced analytical and credit modeling skills.
• Understanding of credit regulations, risk metrics, and stress testing methods.
• Ability to work independently, prioritize, and take initiative.
• Detail-oriented and proactive about process improvements.
• Effective under pressure in a fast-paced environment.

Responsibilities

• Own credit assessments end to end, from data analysis to final recommendations.
• Deliver accurate, compliant assessments supporting lending strategy.
• Refine Beehive's credit model using internal data and market conditions.
• Run stress tests to assess model robustness across scenarios.
• Identify early credit issues and design scalable solutions.
• Review processes and performance, implement improvements independently.
• Present structured credit analysis to stakeholders.

Skills

Credit risk

Credit modeling

Data analysis

Regulatory compliance

Stress testing

Stakeholder comms

Report writing

Education

Bachelor's degree in Finance

Tools

Excel

SQL

Python

Job description

Beehive is seeking a credit risk professional to strengthen the credit infrastructure for SME lending. You will own end-to-end credit assessments, refine the proprietary model, and run stress tests to ensure ethical and timely decisions.

You will work on data-driven analyses, regulatory compliance, and continuous improvement while reporting to the Credit Manager. This is an on-site role in Muscat with a fast-paced, growth-oriented startup environment.