Job Description
To ensure that all Pre‑Auth decisions taken by the team are as per defined policy guidelines that are compatible with high medical standards that help in safeguarding member’s health & safety & also being compliant with TPA, CHI Regulations and BUPA values.
Key Accountabilities
Medical cost & Service Management
- Ensure all cases adjudicated by the team are based on common medical practice and aligned with BUPA protocols and policy.
- Ensure the decisions taken by the team are according to the best medical standards and agreement’s terms & conditions in order to prevent abuse, fraud and overutilization.
Quality medical decision & Patient safety
- Ensure working with high quality of decision making with Zero QDI (Quality Demerit Index) A or B.
- Ensure the medical decisions are consistent and are implemented based on clinical and practice guidelines signed off by the organization.
- Ensure high customer satisfaction in line with BUPA values and business strategy.
- Ensure compliance to TPA and CHI regulations during medical adjudication.
Operation excellence
- Process improvement initiatives to achieve excellence.
- Lead the team and deliver service strategy agenda.
Efficiency management
- Ensure that the adjudicating requests for the team are as per accepted medical practice and as per BUPA medical protocol, thereby securing patient safety from medical abuse.
- Ensure achieving the daily targets in terms of productivity and speed answer for adjudicated requests.
- Ensure proper interpretation and usage of clinical skills.
- Improve decision making skills on an individual level.
Capability Building & People Management
- Ensure and facilitate goal setting; manage and constantly review individual performance.
- Provide regular feedback, coaching and development.
- Motivate, empower and enable direct reports by providing the necessary tools and support.
Support the business & communicate effectively
- Discuss & report the requested reports by the clients with involved parties.
- Take active part in complaint management and communicate effectively (inter/intra department).
- Participate effectively in weekly / monthly meetings.
- Manage any crises effectively based on already set business continuity plan.
Compliance to policy and Regulation
- Ensure applying terms and conditions of Bupa declaration policy in SME products.
- Report all high value claims as per agreed process.
- Highlight and report fraud, abuse, and anti‑selection.
- Follow CHI policy terms and conditions.
Skills
- Postgraduate in Medicine / Master’s in Business Studies, preferable.
- At least 5 years experience in the medical field (hospital practice) or insurance field.
- Language (English) and computer skills.
- Clinical experience as General Practitioner / Emergency / Family Medicine.
- Medical insurance practice.
- Leadership and analytical skills.
- Crisis management.
- 3 years in medical insurance/administrative field.
- 2 years in medical/clinical field practice.