Underwriter - Technical

FMG (Farmers Mutual Group); Wellington; On-site; NZD 120,000 - 180,000; Full time

Benefits offered by this job

Free life insurance

Income protection

4% company superannuation contribution

Flexible working practices

Professional development days (5)

Wellbeing days (2)

Annual salary reviews

Give back day

Job summary

FMG is seeking an Underwriter-Technical to provide expert underwriting guidance for rural, commercial, and corporate insurance in New Zealand. You will work with experienced underwriters to craft bespoke solutions, including co-insurance, and gain exposure to quota share arrangements and direct management of capacity and retention.

The role emphasizes strong analytical skills, pricing insight, and the ability to influence internal stakeholders while supporting initiatives to enhance client

Qualifications

• Minimum 5 years of commercial insurance or underwriting experience.
• ANZIIF qualification (or working towards it).
• Strong commercial acumen, including pricing and market dynamics.
• Proven ability to influence, build, and manage internal relationships.
• Experience across non-consumer lines (SME, corporate, specialty).

Responsibilities

• Provide technical underwriting advice and guidance.
• Support quality business acceptance and drive efficiency initiatives.
• Craft bespoke insurance solutions, including co-insurance.
• Gain exposure to quota share arrangements and manage capacity and retention.
• Collaborate with other underwriters for end-to-end underwriting insights.

Skills

ANZIIF qualification

Pricing & market dynamics

Stakeholder management

Analytical skills

Underwriting know-how

Education

ANZIIF (or equivalent) qualification

Job description

We have an exciting opportunity for a passionate and experienced insurance professional who is looking to share their expertise and knowledge.

Join FMG’s Underwriting Team –wheretechnicalskillmeetsreal-worldimpact

At FMG, underwriting is more than just assessing risk—it’s about shaping the future of rural, commercial, and corporate insurance inNew ZealandAotearoa. While many know us for our worksupportingfarmers and growers, FMG also supports a growing portfolio of commercial and corporate clients across a wide range of industries.

About the Role

As an Underwriter-Technical, you’ll provide crucial technical underwriting advice and guidance, support quality business acceptance and work on business-wide initiatives to enhance efficiencies and client offerings.

You’ll also have the opportunity work alongside other experienced underwriters to craft bespoke insurance solutions, including co-insurance; gain exposure to quota share arrangements and the direct management of own capacity and retention, and how we place facultative reinsurance directly from within the underwriting team—giving you a rare, end-to-end view of the insurance lifecycle.

About You

• Minimum 5 years of demonstrated commercial insurance or underwriting experience
• ANZIIF (or equivalent) qualification (or working towards it)
• Strong commercial and insurance acumen, including pricing and market dynamics)
• Proven ability to influence, build, and manage strong internal relationships
• Excellent organisational, analytical, and problem-solving skills with a pragmatic approach
• Experience across a range of non-consumer lines (e.g. SME, corporate, specialty) will be highly regarded and is key to success in this role.

Why FMG?

We know our success is because of our people, so when you join our team, it's our priority to make sure you're well looked after and feel a part of the FMG Culture. FMG also offers free life insurance and income protection, 4% company contribution to superannuation, flexible working practices, five paid professional development days, 2 paid wellbeing days, annual salary reviews and a paid give back day every year – among many exciting benefits.

Applications close 5pm, Sunday 27th September 2026.