Private Credit: Senior Associate / Associate Director

Private Capital Group; Queenstown; On-site; NZD 120,000 - 210,000; Full time

Benefits offered by this job

Competitive incentives

Career progression

Queenstown lifestyle

Job summary

Private Capital Group in Queenstown, New Zealand, seeks a Senior Associate/Associate Director to join the origination team and contribute across the transaction lifecycle from deal sourcing to credit analysis, structuring, and execution.

This role also involves active portfolio management and regular engagement with borrower stakeholders, requiring advanced credit analysis, modelling, and strong communication to management and co-investors.

Qualifications

• Advanced credit analysis, modelling, and cash flow forecasting.
• Experience in corporate finance, private credit, leveraged finance, or investment banking.
• Deal structuring and preparation of legal documentation.
• Strong written and verbal communication for investment memos and interfacing with management teams and co-investors.
• Excellent organisational skills to manage multiple transactions under tight deadlines.
• NZ work authorization or the right to live and work in NZ.

Responsibilities

• Source, screen, and analyze deal opportunities.
• Perform credit analysis, financial modelling, and valuation.
• Structure transactions and negotiate legal documentation.
• Engage with borrowers and manage portfolio activity.

Skills

Advanced credit analysis

Financial modelling

Valuation skills

Deal sourcing

Credit structuring

Regulatory awareness

Communication with management

Education

Tertiary qualification in finance, economics, accounting, or business

Job description

About Private Capital Group

Private Capital Group (PCG) is one of New Zealand's largest alternative asset managers, with a specialist focus on private credit. We are an active middle-market corporate direct lender, investing across the capital structure with a flexible mandate and committed capital. We originate and manage tailored acquisition, growth, and leveraged finance for New Zealand businesses.

Why PCG?

• Impact: A lean, entrepreneurial team where your work is visible to decision-makers and shapes outcomes directly.
• Access: Direct engagement with founders, management teams, and leading private equity sponsors across a wide range of industries.
• Reward: Competitive incentives and transparent career progression within a fast-growing fund manager.
• Culture: Collaborative, supportive and inclusive culture that values diverse perspectives, integrity, and long-term partnerships.
• Lifestyle: Based in Queenstown, you'll combine a career in private credit with a world-class lifestyle, surrounded by mountains and lakes, with easy access to skiing, biking, hiking, and adventure sports.

Position Summary

The Senior Associate / Associate Director will be an integral member of the origination team, contributing across the entire transaction lifecycle, from initial deal sourcing and screening to credit analysis, structuring, and execution. The role also encompasses active portfolio management and regular engagement with key borrower stakeholders.

Your Profile

• Advanced credit analysis, financial modelling, and valuation skills, with proven capability in complex cash flow forecasting and capital structure evaluation.
• Solid track record in corporate finance, private credit, leveraged finance, or investment banking, including hands-on experience with deal structuring and legal documentation.
• Strong written and verbal communication skills, with a proven ability to produce clear, high-quality investment memos and interface confidently with management teams and co-investors.
• Exceptional organisational capabilities and attention to detail, with the ability to manage competing transaction workflows under tight deadlines.
• Proactive, solutions-focused mindset with strong commercial acumen and a collaborative approach to working within a lean team structure.
• Relevant tertiary qualification in finance, economics, accounting, or business.
• Prior exposure to a mid-market lending environment, including a strong understanding of commercial debt practices and regulatory frameworks.
• The right to live and work in New Zealand. This role may suit a New Zealander with experience in major international financial centres looking to return home.