Associate Director Property Finance

Bank of New Zealand; Auckland; On-site; NZD 120,000 - 180,000; Full time

Benefits offered by this job

Wellbeing support

Flexible working

Generous leave

Job summary

Bank of New Zealand (BNZ) is seeking a senior Property Finance specialist to manage a diverse portfolio of mid-sized property clients across Auckland. You will balance growth, client relationships, and risk management to deliver well-structured lending outcomes.

You’ll lead credit submissions, coordinate deal execution, and contribute to a high-performing team with strong market credibility. Previous property finance, corporate banking, or related experience is essential.

Qualifications

• Experience in Property Finance, Corporate Banking or related field.
• Strong credit analysis and deal-structuring capabilities.
• Excellent communication and stakeholder management skills.

Responsibilities

• Manage and grow a portfolio of client groups with asset growth, balance sheet optimisation and portfolio returns.
• Develop and execute a clear prospecting strategy in-market with a compelling client value proposition.
• Lead credit submissions for complex property-related transactions with high-quality financial analysis.
• Oversee the implementation and oversight of deal execution relating to credit facilities.
• Build and maintain strong relationships with clients, intermediaries, and market advocates to deepen BNZ’s market presence.
• Contribute to a high-performing team culture by sharing insights, coaching colleagues, and demonstrating leadership.

Skills

Property Finance

Credit analysis

Relationship management

Stakeholder management

Deal structuring

Communication

Education

Tertiary qualification in banking/finance/commercial law

Job description

Worker Type:

Permanent

Here at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise "If you can imagine a better future, let's find a way."

We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.

MōteTūranga| About the Role

Ifyou'relooking to grow your career inProperty Financeand work with a strong portfolio of property sector clients, this opportunity offers the chance to step into a highly visible and commercially impactful role.

You'll manage a portfolio of mid-sized Property Finance clients comprising a range of developers, investors, and property professionals across the Auckland market.

This role will suit someone who enjoys being active in the market, building strong networks, and using their commercial judgement to deliver well-structured lending outcomes. You'll balance growth, client relationships, portfolio performance, and strong risk management — while contributing to a collaborative, high-performing team.

What are the key day-to-day tasks the person in this role will complete?

• Manage and grow a portfolio of client groups with a focus on quality asset growth, balance sheet optimisation, deposit growth, ancillary revenue and accretive portfolio returns.




• Develop and execute a clear prospecting strategy, supported by regular time in market and a compelling client value proposition.




• Lead credit submissionsforcomplex property-related transactions, ensuring a high-quality, consistent approach to financial analysis, riskassessmentand debt structuring.




• Lead the implementation and oversight of deal execution relating to the delivery of credit facilities.




• Build and maintain strong relationships with clients, prospects, intermediaries, and market advocates to deepen BNZ’s property market presence across the region.




• Contribute to a high-performing team culture by sharing insights, coaching colleagues, and demonstrating wider leadership.

What attributes will this person havetobe successful?

We’re looking for someone who iscommercially curious, relationship-ledand comfortable operating witha high levelof autonomy and accountability.

You'll demonstrate confidence in assessing complex property transactions, understanding sector trends, and structuring tailored banking solutions that support long-term client outcomes.

• You’ll bring experience in Property Finance, Corporate Banking, Business Banking, finance or a related field, along with a sound understanding of accounting and legal considerations.




• Good communication and presentation skills, sound judgement, and the ability to coach, support and develop others are essential.




• You’ll be confident working through complex credit issues, structuring and negotiating transactions, managing competing priorities, and influencing senior stakeholders across the business.




• You’ll also hold a tertiary qualification in banking, finance, accounting, commerce, law or a related discipline.

What is the most exciting thing about this opportunity?

At BNZ, we refocused on supporting our customers, communities and colleagues to thrive. This is a great opportunity to step into a senior banking role where you can use your technical expertise, relationship skills and market knowledge to make a meaningful impact.

What is the team culture and environment like?

You’ll be joining a high-performing and experienced Property Finance team with strong market credibility and deep sector expertise. The team works closely together to deliver thoughtful, tailored solutions for some of New Zealand’s leading property clients, creating an environment where you can learn from respected banking professionals, contribute to meaningful transactions, and continue to build your profile in the market.

Nau Mai kitePēkeo Aotearoa| Come to the Bank of New Zealand

Ehara taku toa i te toa takitahi, engari he toa takitini" - Success is not the work of an individual, but the work of many.

Closing Date: 01 October 2026

Applications will be reviewed regularly across the advertising period, but we do reserve the right to close applications early.