Senior Quantitative Risk Expert - SRT Oversight (2nd LoD)

ING Nederland; Amsterdam; Hybrid; EUR 90,000 - 130,000; Full time

Benefits offered by this job

25-28 vacation days

Pension scheme

13th month salary

8% Holiday payment

Hybrid working

Personal growth and challenging work

Informal working environment

Job summary

ING Nederland is seeking a senior regulatory risk professional to act as a trusted advisor and credible challenger from day one. You will combine deep regulatory expertise with strong analytical thinking to ensure robust, compliant, and well-governed risk decisions across complex SRT transactions.

You will lead policy design, regulatory framework enhancements, and second-line oversight within the SRT space, collaborating with stakeholders across the bank to ensure sound, transparent risk

Qualifications

• Mastery of prudential regulation and risk governance with a focus on SRT and securitisation.
• Ability to translate regulatory rules into practical guidance for stakeholders.
• Proven track record in financial risk oversight and second-line controls.

Responsibilities

• Lead design and enhancement of policies and controls in the SRT space.
• Translate CRR/SECR rules into actionable guidance for teams.
• Assess legal docs and transaction structures for regulatory alignment.
• Connect regulatory requirements to risk outcomes and identify gaps.
• Identify emerging risks and contribute to the SRT framework improvements.
• Drive improvements in 2LoD oversight with senior stakeholders.

Skills

Regulatory expertise

Analytical thinking

Securitisation knowledge

Model governance

Stakeholder influence

Education

Master's degree in prudential regulation or related field

Job description

In this senior position, you will act as a trusted advisor and credible challenger from day one, combining deep regulatory expertise with strong analytical thinking to ensure robust, compliant, and well‑governed risk decisions across complex SRT transactions.

The team

The Integrated Risk Oversight (IRO) department within Integrated Risk provides independent second‑line oversight on quantitative credit risk topics and securitisation‑related regulatory requirements across ING. Operating at the heart of Group Risk, the department ensures consistent interpretation and application of regulatory standards, strong model governance, and effective quantitative controls across all portfolios and business lines.

The SRT Oversight (SRTO) team provides independent second‑line oversight of SRT securitisations, combining expertise in credit risk, securitisation, regulatory risk, and quantitative analysis. As a key interface between first line, senior management, and supervisory stakeholders, the team plays a critical role in ensuring that SRT transactions are sound, transparent, and aligned with regulatory expectations.

The team supports, advises, and challenges the first line on regulatory model changes, model usage, and quantitative assumptions underpinning SRT transactions, capital outcomes, and supervisory submissions, ensuring model‑driven outcomes are robust, transparent, and well controlled.

Roles and Responsibilities

• Lead the design and continuous enhancement of policies, controls, and regulatory frameworks in the SRT space
• Translate regulation (among others CRR, Securitisation Regulation) into clear, practical, and implementable guidance for stakeholders
• Assess legal documentation and transaction structures for regulatory alignment
• Connect regulatory requirements, models, and risk outcomes to identify inconsistencies, weaknesses, and improvement opportunities
• Identify control gaps, emerging risks, and regulatory impacts
• Proactively drive improvements in the 2LoD oversight approach and contribute to the strategic development of the SRT framework

How to Succeed

• Master’s degree in a prudential regulatory field to support deep regulatory understanding
• 6+ years of relevant experience with a proven track record in financial risk, preferably within securitisation or prudential regulation
• Deep knowledge of CRR, SECR, and regulatory frameworks to ensure sound oversight
• Strong analytical and conceptual mindset, with the ability to translate complex topics into clear insights
• Proven ability to challenge constructively and influence senior stakeholders in a second‑line environment
• Experience with risk frameworks, policy, or governance to support structured oversight

Rewards and Benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life.

• 25-28 vacation days depending on contract
• Pension scheme
• 13th month salary
• 8% Holiday payment
• Hybrid working
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues