Rabobank Traineeship Wholesale Banking – Lending

Rabobank; Utrecht; Hybrid; EUR 39,000 - 56,000; Full time

Benefits offered by this job

Hybrid working

Development budget

13th month

Holiday allowance 8%

Employee Benefit Budget 10%

Job summary

Rabobank is looking for a Wholesale Banking Trainee to learn how to structure and execute financing solutions for European wholesale clients. The program rotates across four Lending teams over 18 months, building expertise in credit analysis, financial modelling and client relationship management.

You will develop a broad understanding of the lending business, expand your network and accelerate your professional development, all within a hybrid work environment and a structured growth plan.

Qualifications

• Master's degree completed or in progress by start date.
• No more than 2 years of work experience.
• Interest in corporate finance, banking and financial products.
• Strong analytical and commercial skills.
• Ability to work with others on several projects in a fast-paced environment.
• Good written and spoken English.
• A proactive, ambitious and results-focused approach.

Responsibilities

• Structure financing transactions for European wholesale clients.
• Execute transactions by performing detailed credit analysis and financial modelling.
• Prepare client meetings and pitches; participate in client visits.
• Manage a portfolio of clients and identify opportunities.
• Contribute to due diligence and legal documentation.
• Work on corporate lending, leveraged lending or working-capital solutions.

Skills

Analytical skills

Commercial acumen

Teamwork

English proficiency

Proactive mindset

Education

Master’s degree

Tools

AI tools experience

Job description

This is what we offer youSalary: Gross monthly salary between EUR 3,516 and EUR 5,021 (scale 07) for a 36-hour work week.Extras: a thirteenth month, 8% holiday allowance, and a 10% Employee Benefit Budget.Development budget: EUR 1,400 development budget per year for your growth and development.Hybrid working: a balance between home and office work (possible for most roles).Pension: decide for yourself the amount of your personal contribution.Or view all our benefits.Rabobank Wholesale Banking Traineeship | LendingWould you like to learn and contribute to financing solutions for Rabobank’s European wholesale clients as a trainee?SummaryAs a Wholesale Banking Trainee at Rabobank, you will learn how to structure and execute financing transactions in practice. You will work in the Wholesale Lending domain and contribute to solutions for large European corporate clients.You will develop skills in credit analysis, financial modelling, sustainable finance and client relationship management. During the 18-month traineeship, you will rotate through four different Lending teams, allowing you to gain a broad understanding of the lending business, expand your network, and accelerate your professional development.At a glance:Structure and execute corporate financing transactions.Use credit analysis, financial modelling and client data to support decisions.Contribute to financing solutions that support clients and the food and energy transition.What will you learn and do as a Wholesale Banking Trainee?Structure financing transactions, including sustainable finance solutions, for European wholesale clients.Execute transactions by performing detailed credit analysis and financial modelling.Prepare client meetings and pitches, take part in client visits and present information clearly.Manage a portfolio of clients and identify possible transaction opportunities by analysing client and market data.Contribute to due diligence, legal documentation and relationships with clients, lawyers, other banks and Rabobank colleagues.Depending on your team, you may work on corporate lending for large companies, leveraged lending for private equity transactions or tailored working-capital solutions within Value Chain Finance.Skills, tools and areas of expertiseCredit analysis.Financial modelling.Corporate lending and financing structures.Sustainable finance.Client and market data analysis.Due diligence and legal documentation.Client relationship management.Transaction structuring and execution.Together we achieve more than aloneWe believe in the power of differences. By combining people's differences, we become an even better bank. We are curious about what you will bring to our team Wholesale Lending.Within Wholesale Lending, colleagues provide financing solutions to Rabobank’s largest clients. These solutions range from corporate lending and sustainable finance to leveraged lending and tailored value-chain financing. You will work closely with team members, client service teams and external parties.Work on yourself & the world around youFor us, your development and that of society go hand in hand. That is why we want to invest in you and work together to create a better world. We summarise this in one sentence: at Rabobank, you work on yourself and the world around you at the same time.Your development as a traineeIn the Rabobank Traineeship, you will work on your personal development, relevant skills and the content of your role for 18 months.You will meet trainees from different departments each week. On the other days, you will work within your own team.A Young Talent Manager will guide you throughout the traineeship. This manager will encourage you to reflect on your development and explore your learning goals in greater depth.Why everyone is welcome at RabobankAt Rabobank, we are working towards a culture where everyone feels welcome. We value our differences and use them to collaborate more effectively and make better decisions. By being open to different perspectives, we create an environment where colleagues feel heard.What do you bring?Must-haves:You have completed, or will complete before the start date of the traineeship a master's degree at university level.No more than 2 years of work experience.An interest in corporate finance, banking and financial products.Strong analytical and commercial skills.The ability to work with others on several projects in a fast-paced environment.Good written and spoken English.A proactive, ambitious and results-focused approach.Nice-to-haves:A master’s degree in finance, Business, Economics, Econometrics or Law.Experience gained through study projects, an internship, part-time work or volunteering that demonstrates analytical, commercial or teamwork skills.You have some experience with AI tools or applications, or you are curious to explore how AI can support your work.An interest in sustainable finance, corporate lending, leveraged lending or working-capital solutions.You and the application processApply by 15 November 2026.Interviews will be held through Microsoft Teams in week 49 of 2026.If you are invited for an interview, Bo, our virtual assistant, will contact you by SMS and email to schedule the interview.An assessment is part of the application process.The selection day will take place on Tuesday 15 December 2026.The traineeship starts on 1 April 2027.This role is for 40 hours per week.You are located in the Netherlands and do not require relocation from another country.Include your CV and a personal, authentic motivation letter with your application. Applications without these documents cannot proceed.In your motivation letter, answer these 3 questions:Why do you choose a traineeship instead of a fixed position?Why have you chosen to apply for the Wholesale - Lending track?What do you hope to learn about your personal development during the traineeship, and why is this important to you?Contact Jolanda Moulen-Gresnigt, Corporate Recruiter, via [e-mail] if you have questions about the recruitment process.You can find answers to frequently asked questions here: Rabobank careers frequently asked questions.A reliability assessment is part of the procedure.We respect your privacy: Rabobank privacy information.#LI-JM2