Merchant Risk Analyst – Underwriting & Insights

Riverty

Heerenveen

Hybrid

EUR 55,000 - 75,000

Full time

48 hours ago

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Job summary

Riverty is seeking a Risk Analyst (m/f/d) to join the Client Underwriting (Merchant Risk) team. You will assess risk profiles across Riverty’s B2B relationships and perform manual underwriting to support underwriting decisions.

The role offers exposure to European markets and opportunities to shape underwriting standards, with hybrid work options across the Netherlands. You will review company and financial information, identify risk indicators, and present structured, well-supported

Qualifications

Foundation in underwriting, merchant risk assessment, credit risk or related analytical field.
Analytical mindset with ability to draw clear conclusions from varied information.
Good judgement, attention to detail and confidence to raise questions.
Degree in Finance, Economics or related field.
Professional fluency in English; German or Dutch is an advantage.
Location: Amsterdam or Heerenveen, Netherlands.

Responsibilities

Conduct manual underwriting assessments of B2B relationships in line with Riverty’s policies and risk standards.
Review merchant risk profiles using relevant company, ownership, financial and business information.
Identify gaps, inconsistencies or risk indicators, and ask for clarification where needed.
Bring findings together into structured, well-supported risk recommendations.
Document analysis, rationale and findings clearly, ensuring decisions are transparent and traceable.
Escalate cases per team procedures and work with colleagues across markets and functions.
Shape and improve underwriting standards, processes and risk strategies across supported markets.