Hybrid Risk Analyst - B2B Underwriting & Growth

Riverty; Amsterdam; On-site; EUR 50,000 - 75,000; Full time

Job summary

Riverty is seeking a Risk Analyst (m/f/d) to join our Client Underwriting (Merchant Risk) team in Amsterdam or Netherlands-based markets. You will assess risk profiles across Riverty’s B2B relationships through manual underwriting and provide clear recommendations to support underwriting decisions.

You’ll work across European markets to help Riverty make responsible decisions while enabling sustainable growth, developing underwriting expertise and contributing ideas to improve team processes.

Qualifications

• You bring a foundation in underwriting, merchant risk assessment, credit risk or a related analytical field, and the curiosity to keep learning.
• An analytical mindset and the ability to draw clear conclusions from varied information
• Good judgement, attention to detail and the confidence to raise questions
• A degree in Finance, Economics or a related field
• Professional fluency in English; German or Dutch is an advantage.
• Location: Amsterdam or Heerenveen, Netherlands.

Responsibilities

• Conduct manual underwriting assessments of B2B relationships in line with Riverty’s policies and risk standards
• Review merchant risk profiles using relevant company, ownership, financial and business information
• Identify gaps, inconsistencies or risk indicators, and ask for clarification where needed
• Bring your findings together into structured, well-supported risk recommendations
• Document your analysis, rationale and findings clearly, ensuring that decisions are transparent, traceable and appropriately supported
• Escalate cases in line with team procedures and work with colleagues across markets and functions.
• Play an active role in shaping and improve underwriting standards, processes and risk strategies across supported markets and ecosystems.

Skills

Underwriting

Merchant risk

Credit risk

Analytical thinking

English fluency

German or Dutch advantage

Education

Finance or Economics degree

Job description

Riverty is seeking a Risk Analyst (m/f/d) to join our Client Underwriting (Merchant Risk) team in Amsterdam or Netherlands-based markets. You will assess risk profiles across Riverty’s B2B relationships through manual underwriting and provide clear recommendations to support underwriting decisions.

You’ll work across European markets to help Riverty make responsible decisions while enabling sustainable growth, developing underwriting expertise and contributing ideas to improve team processes.