EU Head of Compliance & Financial Crime

Xe.com; Amsterdam; On-site; EUR 130,000 - 170,000; Full time

Job summary

Xe.com is seeking a Head of Compliance to lead the European compliance function, oversee licensing with Dutch authorities, and drive governance across the EU regulatory perimeter. You will manage financial crime risk, liaise with regulators (DNB/AFM), and partner with product and engineering to deliver compliant solutions in a fast-evolving fintech environment.

The role requires extensive experience in FX/payments/EMI-PI compliance, strong leadership, and excellent English communication.

Qualifications

• 8+ years experience in compliance within FX, payments, EMI/PI or similar regulated environments.
• At least 2 years in a senior Compliance role, with readiness to act as dagelijks beleidsbepaler / MLRO.
• Strong knowledge of Wft, PSD2, PSD3/PSR, Wwft, Sanctiewet 1977, EMD2, DORA, EBA Guidelines, AMLR and AMLD6.
• Excellent communication skills in English (Dutch preferred).
• Strong people management and stakeholder engagement experience.

Responsibilities

• Maintain the entity's Dutch licence in good standing with DNB
• Execute the compliance roadmap supporting expansion across the EU
• Lead the next stage of licensing, including adding new services
• Stay ahead of regulatory developments
• Own the financial crime and regulatory risk framework end-to-end
• Oversee first-line teams and act as senior decision-maker on high-risk matters
• Act as the compliance lead with DNB, FIU and Dutch authorities
• Build and maintain relationships with key financial partners such as banks, safeguarding providers and card issuers
• Represent compliance at Board and Risk Committee level
• Participate in industry forums and working groups
• Partner with business, product and engineering teams to deliver compliant products efficiently
• Support the EU compliance team and promote a strong compliance culture

Skills

Regulatory leadership

PSD2/EMI/PI expertise

English communication

Financial crime risk

Job description

Xe.com is seeking a Head of Compliance to lead the European compliance function, oversee licensing with Dutch authorities, and drive governance across the EU regulatory perimeter. You will manage financial crime risk, liaise with regulators (DNB/AFM), and partner with product and engineering to deliver compliant solutions in a fast-evolving fintech environment.

The role requires extensive experience in FX/payments/EMI-PI compliance, strong leadership, and excellent English communication.