Domain Expert Credit Risk

ABN AMRO Bank N.V.; Amsterdam; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Flexible working from home

Five weeks of vacation + 2 days off

Development budget €1,000/year up to €

Annual public transport pass

Job summary

ABN AMRO Bank N.V. is seeking a Credit Risk Policies & Requirements specialist to translate complex regulatory rules into clear, actionable requirements across data, processes, and IT systems.

You will own end-to-end regulatory change initiatives, collaborate with stakeholders across IT, data, legal, and business units, and help deliver a harmonized, data-driven credit risk landscape that supports safe growth and compliant operations.

Qualifications

• Excellent written and verbal communication in English.
• Proactive, execution-driven mindset with ability to redesign processes and set data/IT requirements.
• Strong collaboration across IT, data, legal, and business units.

Responsibilities

• Translate complex regulatory requirements into practical solutions across data, processes, org, and tech.
• Align regulatory requirements with business owners via change programs or BAU.
• Own end-to-end implementation of regulatory credit risk requirements.
• Act as single point of contact for credit risk regulatory changes.
• Support business lines and subsidiaries in navigating regulatory demands.
• Provide input to Management Team on ECB commitments and meetings.

Skills

Communication

English fluency

Execution-driven

Stakeholder management

Tools

Excel

PowerPoint

M365 tooling

Job description

At a glance

Step into this role at the heart of ABN AMRO’s credit risk transformation. This is your opportunity to become part of the orchestration of a pragmatic, compliant, and value-adding credit risk lifecycle.

Ready to lead change and make impact? Let’s build the future of credit risk management where we deliver sound and simple Risk Management solutions to increase our resilience while enabling our client’s success and the bank’s growth together!

Would you like to work in a dynamic and challenging environment? Are you interested in contributing to the development of requirements and policies that are set to guide the Bank’s credit risk management in practice? Are you looking for diverse and challenging daily activities at the heart of our bank's strategy and across all portfolios of the bank? Do you recognize yourself in this profile: pro-active, execution-driven, strong communication skills, strong Microsoft 365 skills and familiar with a wider range of business applications and IT systems? Then you could be our new colleague!

Your job

In your job within Credit Risk Policies & Requirements you play an essential role in executing change throughout the credit chain. To cope with challenges related to increasing regulatory requirements, we focus on developing a uniform, harmonized and more data-driven credit risk landscape. You play a crucial role in setting and validating the requirements with a large group of stakeholders, ensuring solutions create business value while meeting regulatory expectations. You are working in a highly challenging and dynamic environment with many opportunities for personal and professional growth.

Your mission is to help deliver a robust regulatory compliant credit risk landscape in a pragmatic and efficient way, while enabling business objectives. You act as a hands‑on implementation partner to client units, translating complex regulations into clear and actionable requirements.

Regular activities include:

• Translating complex (regulatory) requirements into practical and actionable solutions, bridging the gap between policy and execution across data, processes, organization, and technology.
• Aligning these (regulatory) requirements with the business process owners, via change programs or directly as part of the business as usual processes.
• Owning the end-to-end implementation of these (regulatory) credit risk requirements.
• Acting as the single point of contact for credit risk related regulatory change .
• Supporting business lines and subsidiaries in navigating the demanding and rapidly evolving environment of regulatory requirements within the banking sector.
• Providing input to the Management Team of Credit Risk on commitments to and meetings with the European Central Bank (ECB).

These activities involve working with various stakeholders across the bank, including IT , Data domains, Business lines, Legal, Audit, Finance, subsidiaries.

Working environment

The Credit Risk Management department consists of five teams: Credit Risk Decisioning, Credit Risk Policies & Requirements, Credit Risk Collateral Centre, Credit Risk Control & Oversight, and Credit Risk Analytics & Reporting. Together, these teams deliver value and resilience for ABN AMRO to enable our Clients’ success and the Bank’s growth by measuring, assessing and managing the principal risk the bank faces: credit risk.

The Credit Risk Policies & Requirements consists of three sub teams focussed on business line segments.

Your profile

You are a great candidate to become our new colleague, if you meet the following description:

• You understand the lending and credit risk life cycle. The ideal candidate has a lending background and strong business affinity.
• You have excellent communications skills, especially in writing. Fluency in English is required.
• You are execution driven, work in a structured manner and have experience with (re)designingprocesses, and preferably also setting requirements for data and IT systems.
• You are tech savy, preferably with skills in Excel, Powerpoint or other M365-tooling
• You are a curious and analytical self-starter who enjoys solving complex challenges, learning quickly, and identifying opportunities to improve the way we work.
• You thrive in a dynamic environment, building strong relationships with stakeholders, driving change, and taking ownership to deliver results as part of a collaborative team.
• Preferably, you have affinity with banking and credit risk management in general and policies and regulations in particular.

We will evaluate candidates based on their individual qualities as well as on the basis of their added value to the skills, knowledge and diversity of the team.

We are offering

We believe it is important to be a good employer. Joining us means stepping into a role with impact, supported by excellent employment conditions that foster your job satisfaction, development, and wellbeing.

In addition, we offer:

• An attractive gross monthly salary based on a 36-hour work week, including holiday allowanceand a flexible benefit budget.
• An excellent pension scheme, ensuring that you are well prepared for the future.
• Flexibility in working: working from home is possible in consultation with your team and depending on your role. We will provide an ergonomic home office setup for you.
• Plenty of room for relaxation with five weeks of vacation per year, supplemented by two mandatory days off. You can also purchase up to four additional weeks of vacation annually.
• Five “Banking for better days”: extra days off that you can use for personal development or volunteer work.
• Personal development is key: you receive a development budget of €1,000 per year, which can accumulate up to €3,000.
• An annual public transport pass with free public transportation throughout the Netherlands for both business and private use.

You can find more information about our employment conditions and salary scales in our Collective Labour Agreement (CLA), which applies to this vacancy.

Your Future: Inclusive, Innovative, Sustainable

At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision of being a personal bank in the digital age aligns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future-proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future.

If you want to apply for the B-Able or Reboot program, make sure to mention it both in the title and the content of your resume.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.

Use of AI in our application process

You’re welcome to use AI to help write your CV or cover letter, as long as it reflects your own story. We review every application personally and without AI. During interviews, real time AI tools may not be used. With your permission, interviews can be recorded and supported by AI. This helps us keep the process fair, careful, and transparent.