VP, Portfolio Risk & Impairment Management

CIMB Group Malaysia; Malaysia; On-site; MYR 90,000 - 130,000; Full time

Job summary

CIMB Group Malaysia is seeking a credit risk professional to supervise the CBCs portfolio and manage credit risk, impairment and ECL reporting. You will monitor asset quality, identify early warning signals and collaborate on remedial proposals.

You will coordinate with Finance and Group Risk, review audit replies (PWC, BNM, GCAD), perform stress tests, and support account planning and remedial strategies to mitigate losses. This role requires strong analytical and risk-management capabilities.

Responsibilities

• Supervision and credit management of CBCs portfolio.
• Asset Quality monitoring – Delinquency tracking/ force impairment/ NPL.
• Early warning accounts identification for all CBC’s portfolio based on predictive tools & remedial proposals.
• Fresh Impairment & ECL projection including FRS 139 (IA Provision) monthly reporting to Finance & Group Risk.
• Collaborate with CBC on submission of R&R Proposals. Thereafter to closely monitor the implementation and compliance of the R&R proposals with the CBCs, to prevent the accounts from falling into impaired status.
• Pricing, ad-hoc contractors appointment and adhoc appointment of Insurer request.
• Administrative tracking and monitoring of monthly stale / unrated rating/ interim Credit Risk Rating/ overdue review / bullet & balloon credit / Prohibited Credit/ trade risk indicator / escrow accounts / R&R submission/ Country Risk Rating/
• PWC, BNM and GCAD Audit reply review.
• Stress Test and portfolio assessments
• Account planning and follow up on special attention / weak accounts not limited to exit plan/ reduction scheme to mitigate potential losses & ECL.
• Post mortem on accounts turning impaired with specific learning lessons, common errors, major cause of default etc.
• Evaluate and recommend annual review / amendment / R&R proposal under DA of CCZs
• Monitoring of Sector Appetite / sector limit
• Adhoc assignments from time to time.

Job description

CIMB Group Malaysia is seeking a credit risk professional to supervise the CBCs portfolio and manage credit risk, impairment and ECL reporting. You will monitor asset quality, identify early warning signals and collaborate on remedial proposals.

You will coordinate with Finance and Group Risk, review audit replies (PWC, BNM, GCAD), perform stress tests, and support account planning and remedial strategies to mitigate losses. This role requires strong analytical and risk-management capabilities.