Credit Risk & Portfolio Analytics Manager

CARSOME Sdn Bhd; Petaling Jaya; On-site; MYR 80,000 - 150,000; Full time

Job summary

CARSOME Sdn Bhd in Malaysia is seeking a skilled Credit Risk professional to join our risk team. You will assess credit risk exposures, monitor portfolios and produce risk insights to guide financing decisions.

The role requires 4–6 years of relevant experience, strong analytical skills, and proficiency with Excel and Power BI. You will collaborate with Finance, Compliance, and Operations to strengthen risk controls.

Qualifications

• Bachelor’s degree in a relevant field.
• 4–6 years of risk management experience.
• Experience in credit risk, monitoring, and reporting.

Responsibilities

• Assess and analyze credit risk exposures from financing activities and customer profiles.
• Review credit applications and risk indicators to support sound decisions.
• Monitor portfolio performance, delinquency trends, and potential deterioration.
• Prepare risk reports and KRIs to support management decisions.
• Assist in developing risk policies and governance frameworks.
• Collaborate with cross‑functional teams on risk issues and reporting.

Skills

Credit risk analysis

Portfolio analytics

Risk reporting

Stakeholder management

Excel & Power BI

Education

Bachelor's degree in Finance, Economics, Accounting, Risk Management, Business Administration, Statistics

Tools

Power BI

SQL

Excel

Job description

CARSOME Sdn Bhd in Malaysia is seeking a skilled Credit Risk professional to join our risk team. You will assess credit risk exposures, monitor portfolios and produce risk insights to guide financing decisions.

The role requires 4–6 years of relevant experience, strong analytical skills, and proficiency with Excel and Power BI. You will collaborate with Finance, Compliance, and Operations to strengthen risk controls.