Strategic Credit & Growth Manager

Pac Lease Berhad; Kuala Lumpur; On-site; MYR 78,000 - 112,000; Full time

Job summary

Pac Lease Berhad in Malaysia is seeking a proactive professional to drive business development, assess credit applications, and manage existing client relationships for Hire Purchase, Term Loan and Insurance products.

You will generate new business, maintain portfolio quality, coordinate with internal teams for timely processing, and structure deals with pricing aligned to risk parameters.

Qualifications

• Diploma/degree or professional qualification in business studies, marketing, finance, commerce or related field.
• Experience in equipment financing or Hire Purchase or other financial products is preferred.
• Established marketing/business network to generate and develop opportunities.

Responsibilities

• Generate new business through prospecting, marketing activities, referrals, and relationship building to achieve individual sales targets.
• Assess and recommend credit applications within the approved turnaround time, including credit due diligence and financial analysis.
• Monitor portfolio quality and support collection activities to minimize delinquency and non-performing accounts.

Skills

Credit analysis

Financial analysis

Customer assessment

Business prospecting

Negotiation

Marketing

Communication

Education

Diploma or degree

Professional qualification

Job description

Pac Lease Berhad in Malaysia is seeking a proactive professional to drive business development, assess credit applications, and manage existing client relationships for Hire Purchase, Term Loan and Insurance products.

You will generate new business, maintain portfolio quality, coordinate with internal teams for timely processing, and structure deals with pricing aligned to risk parameters.