Senior Manager, Consumer Lending & Hire Purchase

Funding Societies Pte Ltd.; Kuala Lumpur; On-site; MYR 180,000 - 320,000; Full time

Benefits offered by this job

Flexible working

Medical benefits

Mental health & wellness

Tech support

Time off & holidays

Job summary

Funding Societies | Modalku is expanding its consumer lending platform in Southeast Asia and seeks a Manager / Senior Manager to lead credit development, scaling and lifecycle management of HP products. The role focuses on balancing aggressive growth with strong credit risk practices and regulatory compliance.

The ideal candidate brings deep HP expertise, experience in fintech or alternative finance, and a track record of delivering innovative lending solutions in fast-paced environments.

Qualifications

• Experience in consumer lending and product management.
• Deep expertise in Hire Purchase products and underwriting.
• Strong analytical and data-driven decision skills.

Responsibilities

• Develop risk policies and underwriting models to sustain healthy portfolios.
• Lead end-to-end product lifecycle for consumer lending products.
• Analyze market trends, pricing, and gaps to refine models.
• Ensure compliance with regulatory frameworks including HP acts.
• Streamline origination, underwriting, disbursement, and settlement workflows.
• Collaborate across engineering, operations, marketing and legal teams.

Skills

Consumer lending

Hire Purchase

HP underwriting

Credit risk

Product management

Leadership

Data-driven

Job description

Funding Societies | Modalku is expanding its consumer lending platform in Southeast Asia and seeks a Manager / Senior Manager to lead credit development, scaling and lifecycle management of HP products. The role focuses on balancing aggressive growth with strong credit risk practices and regulatory compliance.

The ideal candidate brings deep HP expertise, experience in fintech or alternative finance, and a track record of delivering innovative lending solutions in fast-paced environments.