Senior Manager Application & Portfolio Database Management

AmBank; Kuala Lumpur; On-site; MYR 70,000 - 100,000; Full time

Job summary

Jora Malaysia is seeking a seasoned retail credit risk data management lead to plan, organize and coach the team to meet reporting requirements and timelines. You will formulate analytics dashboards to monitor portfolio quality and risk, and support policy formulation.

Responsibilities include coordinating implementations, migrating to a new reporting environment, and supporting Basel II/FRS scoring initiatives while enhancing risk controls across the retail portfolio.

Qualifications

• Minimum Diploma or Degree in Business, Banking, Finance, Accounting, Mathematics or related field.
• Minimum 7 years experience in MIS / Reporting.
• Minimum 5 years experience in SAS Programming Language.
• Credit knowledge related to credit risks issues and methodologies.
• Analytic and writing skills as well as interpersonal and communication skills.

Responsibilities

• Plan, organize and coach team on retail credit risk data management to meet reporting requirements and timelines.
• Formulate credit risk analytics dashboards to monitor portfolio quality and risk.
• Plan and organize team to migrate to new reporting environment and requirements.
• Support credit policy and risk control through credit risk segmentation analytics.
• Support Group and Business to grow revenue, NIM and PAT.
• Produce portfolio risk reports and risk analytics for Senior Management/Board and regulatory users.
• Support Basel II, FRS and scoring model development and monitoring for retail risk.
• Support data management framework for portfolio quality review and monitoring.

Skills

Analytical skills

Writing skills

Interpersonal skills

Communication skills

Education

Diploma or Degree in Business, Banking, Finance, Accounting, Mathematics

Tools

SAS Programming Language

Job description

Jora Malaysia will close on 9th September 2026. Thank you for being with us, we are cheering you on as you continue your career journey.

Plan, organize and coach team on retail credit risk data management to meet and anticipate credit risk management reporting requirement and timeline. Formulate credit risk analytics dashboard to monitor the quality and risk of portfolio management, GRAF management control monitoring, override monitoring, campaign monitoring and policy formulation.

Key responsibilities

Plan and organize team and related business users to support Ascore, Bscore and PD/LGD implementation and requirement

Plan and organize team to migrate to new reporting environment and requirement based on business/risk need

Support credit policy and management risk control through credit risk segmentation analytics to optimize assets growth and minimize NPL and credit loss

Support Group and Business to grow revenue and profitability, NIM and PAT

Production of the portfolio risk reports and risk analytics to the Senior Management/Board, regulatory and business users

Formulate and perform hurdle rate credit loss review and validation for retail bank RIPF pricing requirement

Support Basel II, FRS and scoring model development and monitoring initiatives for retail risk

Support data management framework for portfolio quality review, GRAF monitoring, AA/CAD monitoring, campaign monitoring and portfolio management

Support risk reporting platform and process automation for comprehensive and timely credit risk reporting and analytics

Develop and supervise risk reporting platform and process automation for comprehensive and timely credit risk reporting and analytics

Job Requirements

Minimum Diploma or Degree in Business, Banking, Finance, Accounting, Mathematics or any other related field

Minimum 7 years experience in MIS / Reporting

Minimum 5 years experience in SAS Programming Language

Credit knowledge related to credit risks issues and methodologies

Analytic and writing skills as well as interpersonal and communication skills