Senior Lending Analytics: Portfolio Risk & Insights

PT Mitrausaha Indonesia Grup; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Flexible vacations

Flexible working

Health insurance

Mental health & wellness programs

Company laptop

Job summary

Funding Societies | Modalku, a leading SME digital finance platform in Southeast Asia, seeks a Senior Lending Analyst focused on portfolio and risk. You will own metrics and reporting across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early warnings before risk materialises.

Join a data-driven team and collaborate with Risk, Credit, Data Science, Finance, and Engineering.

Qualifications

• 5+ years of experience in credit risk, portfolio, or lending analytics.
• Strong SQL skills and experience with BI or data visualization tools.
• Ability to translate portfolio risk findings into clear recommendations for leadership.

Responsibilities

• Portfolio risk reporting: track key risk metrics and ensure accuracy and traceability.
• Vintage & origination analysis to monitor performance by origination period.
• Concentration & exposure monitoring across borrowers, industries, geographies, and products.
• Macro-to-portfolio analysis: relate macro indicators to portfolio performance.
• Segmentation & scenario analysis: build segments and run stress tests.
• Collaborate with Risk, Credit, Data Science, Finance, and Engineering to align metrics.

Skills

Credit risk

Portfolio analytics

SQL

Data visualization

Tools

BI tools

Job description

Funding Societies | Modalku, a leading SME digital finance platform in Southeast Asia, seeks a Senior Lending Analyst focused on portfolio and risk. You will own metrics and reporting across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early warnings before risk materialises.

Join a data-driven team and collaborate with Risk, Credit, Data Science, Finance, and Engineering.