Senior Portfolio & Risk Analytics Analyst | Flexible Work

Funding Societies | Modalku Group; Kuala Lumpur; On-site; MYR 150,000 - 260,000; Full time

Benefits offered by this job

Time off

Flexible working

Medical benefits

Mental health and wellness

Tech support

Job summary

Funding Societies | Modalku, a leading SME digital finance platform in Southeast Asia, seeks a Senior Lending Analyst to own portfolio risk and reporting. You will work across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early risk signals for leadership guidance.

Apply your SQL and BI skills to deliver actionable insights, partner with Risk, Data Science, and Finance teams, and help steer risk management across markets.

Qualifications

• > 5 years in credit risk or lending analytics.
• Strong knowledge of delinquency, vintage analysis, concentration.
• Proficient in SQL and BI/data visualization.
• Able to translate findings into leadership recommendations.

Responsibilities

• Portfolio Risk Reporting: Own core credit risk metrics and ensure accuracy.
• Vintage & Origination Analysis: Build cohort-based analysis of loan performance.
• Concentration & Exposure Monitoring: Track concentration risk across borrowers, industries, geographies, products.
• Macro-to-Portfolio Analysis: Connect macro indicators to portfolio performance.
• Segmentation & Scenario Analysis: Build segmentation and run stress tests.
• Collaboration: Align with Risk, Credit, Data Science, Finance, and Engineering.

Skills

SQL

Credit risk

Data visualization

Analytical thinking

Portfolio risk

Tools

BI Tools

SQL databases

Job description

Funding Societies | Modalku, a leading SME digital finance platform in Southeast Asia, seeks a Senior Lending Analyst to own portfolio risk and reporting. You will work across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early risk signals for leadership guidance.

Apply your SQL and BI skills to deliver actionable insights, partner with Risk, Data Science, and Finance teams, and help steer risk management across markets.