Senior Legal Counsel

Ryt Bank; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

Ryt Bank is seeking a Senior Legal Counsel to serve as the in-house legal lead for the Products team, shaping financing, credit, and investment product launches.

You will review agreements, ensure regulatory compliance, and coordinate with external counsel as needed. A Malaysian Bar admission and 5+ years PQE in banking/securities are required.

Qualifications

• Admitted to the Malaysian Bar or equivalent.
• Minimum 5 years PQE in banking and securities.
• Experience advising on financial products, lending, or wealth products.
• Working knowledge of banking and securities laws/regulations in a tech environment.
• Ability to translate complex legal and regulatory requirements for non-legal stakeholders.
• Experience coordinating with external counsel and multiple workstreams.

Responsibilities

• Advise on legal concepts across financing, credit, and wealth products.
• Review, draft, and negotiate product-related legal documents.
• Develop templates and playbooks for the product suite.
• Support risk assessments, pre-launch checklists, and SOPs.
• Provide QA support for internal/regulatory audits and identify gaps.

Skills

Regulatory knowledge

Legal drafting

Stakeholder communication

Contract review

Education

Malaysian Bar admission

Job description

## Senior Legal CounselApplylocations: Kuala Lumpurtime type: Full timeposted on: Posted 2 Days Agojob requisition id: JR00000605**Role Overview**We are a pioneering, licensed Malaysian digital bank in our foundational phase of operations, scaling rapidly across retail and non-retail segments with a mandate to serve Malaysia's unserved and underserved communities. In this role, you will serve as the primary in-house legal counsel to our Products team on the structuring and launch of financing, credit, and investment products.**Responsibilities:*** Advise on legal concepts relevant to financing, credit, investment, and wealth products, including standard and discretionary loans and investment mandates.* Review, draft, and negotiate product-related legal documentation, including facility agreements, security instruments, investment contracts, terms and conditions, and customer-facing disclosure.* Develop and maintain a library of product agreement templates and legal playbooks aligned to the bank's product suite.* Support cross-functional teams in preparing product risk assessments, pre-launch legal checklists, product approval documentation, and relevant internal policy and SOPs.* Provide legal QA support for internal and regulatory audits, including gap identification and remediation advice.* Advise on applicable banking, securities, and financial services laws and regulations, and proactively flag regulatory developments affecting the product pipeline.* Engage and manage external counsel where specialist or contentious legal support is required.* Collaborate and work with other legal team members on other general assignments, projects, or general contract/documents review (outside of loans and wealth product scope). **Requirements*** Admitted to the Malaysian Bar or equivalent professional qualification.* Minimum 5 years PQE with experience in banking and securities law practice areas (whether gained in private practice, in-house, or both).* Demonstrable experience advising on financial products, lending practices, or investment and wealth products.* Working knowledge of applicable banking and securities legislation and regulatory frameworks in a tech environment.* Ability to translate complex legal and regulatory requirements into actionable product guidance for non-legal stakeholders.* Ability to manage multiple product workstreams.JR00000605