Senior Credit Review & Risk Strategy Lead

uobgroup; Puchong; On-site; MYR 70,000 - 110,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd is seeking a Credit Risk professional to conduct borrower assessments, site visits, and manage Special Mentioned accounts within the Centralized Review Team framework. The role covers policy adherence, R&R handling, and stress testing with close stakeholder collaboration.

The ideal candidate will navigate policies, provide credit solutions to delinquent accounts, and support RMT team initiatives.

Qualifications

• Well verse with the following credit policies: -
• Country Credit Lending Policy (CLP)
• CMB Credit Policy (CCP)
• Group Credit Lending Policy (GCLP)
• RMT Framework
• Familiar with technical knowledge such as financial/ credit underwriting criteria

Responsibilities

• Conduct credit assessment on borrower per triggering event based on RMT Framework triggers.
• Conduct site visit for borrowers located in Klang Valley.
• Review & manage Special Mentioned (SM) account.
• Review and handle Reschedule & Restructuring (R&R) cases.
• Conduct stress test or any ad-hoc request from management.
• Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels.
• Propose new/ best approach as and when found.
• Providing credit solutions/ services to manage the delinquency of customer's borrowing account/s.
• Review, recommend and/ or close account strategy according to customer's needs with the interest of the bank in mind.
• To assist customer on R&R as and when required.
• Track & follow up on a daily/ weekly/ monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT).
• Provide training, support and guidance to RMT Team on credit analysis, reviews and compliance where required.
• Collaborate with stakeholders, eg. Credit, Middle Office, CAC, WLOC, TROC, etc to discuss/ negotiate/ improve cases/ processes.
• Address any challenges or issues that may arise within the team
• Develop/ recommend solutions to ensure daily operations are smooth
• Ensure professional development of CRT Members
• Share best practices with CRT Members

Job description

United Overseas Bank (Malaysia) Bhd is seeking a Credit Risk professional to conduct borrower assessments, site visits, and manage Special Mentioned accounts within the Centralized Review Team framework. The role covers policy adherence, R&R handling, and stress testing with close stakeholder collaboration.

The ideal candidate will navigate policies, provide credit solutions to delinquent accounts, and support RMT team initiatives.