Senior Accountant

you.co; Petaling Jaya; On-site; MYR 80,000 - 120,000; Full time

Job summary

you.co is looking for a Senior Accountant in Petaling Jaya, Malaysia. In this role, you will handle high-volume transactional data, ensure compliance, and support financial operations.

The ideal candidate has 5-8 years of experience in fintech or digital banking and possesses strong knowledge of IFRS. You will manage financial settlements, assist with statutory reporting, and supervise junior accountants.

This position provides an opportunity to work in a rapidly growing digital finance environment.

Qualifications

• 5–8 years of accounting experience in fintech or digital banking.
• Experience managing multi-currency accounts and foreign exchange revaluations.
• Strong practical knowledge of IFRS.

Responsibilities

• Manage daily financial settlements and oversee cash management.
• Own the end-to-end reconciliation report and monitor user trust accounts.
• Assist in statutory financial statements and year-end audits.

Skills

IFRS knowledge

Advanced Excel proficiency

SQL familiarity

Multi-currency account management

Problem-solving

Education

Bachelor's degree in Accounting or Finance

Job description

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

Role Summary

As a Senior Accountant, you will manage high-volume transactional data, ensure compliance, and design accounting treatments for new product rollouts. This role sits at the intersection of traditional finance and fast-paced financial technology.

Daily Operations

• Perform daily financial settlements with third-party service providers and network operators supporting user transactions.
• Oversee daily cash management, multi-currency wallet balances, and automated payment gateways.
• Review corporate disbursements, optimize working capital, and manage banking relationship portals.

User Reconciliation

• Own the full end-to-end reconciliation report for the assigned market and act as the main preparer for Finance Manager review.
• Monitor and strictly keep track of user trust accounts to guarantee compliance with safeguarding financial regulations.
• Validate transaction accuracy and data integrity by comparing front-end user databases with back-end financial records.
• Liaise with various internal and external stakeholders to clear system anomalies, tracking gaps, and settlement delays.
• Reconcile daily user wallet balances against internal transaction ledgers and bank clearing systems.
• Track, resolve, and document settlement breaks and failed payment gateway transactions.
• Collaborate with product and engineering teams to automate routine billing and financial data workflows.

Statutory Reporting

• Assist in the preparation of statutory financial statements.
• Assist to liaise with external auditors to facilitate smooth year-end statutory audits.
• Assist in periodic regulatory reporting to governing regulators, ensuring all compliance submissions are accurate and on time.
• Compile mandatory financial resource reports if applicable to local regulators.

Supervise Junior Accountants

• Assist the Finance Manager to supervise junior team members, ensuring overall operational alignment.
• Lead and guide junior team members on accounting practices, complex workflows, and problem-solving.
• Delegate daily reconciliation tasks and review the completed working for accuracy and control.

Required Experience & Industry Knowledge

• 5–8 years of accounting experience in fintech, digital banking, e-commerce, or a relevant industry dealing with huge volumes of transactional data.
• Prior experience managing multi-currency accounts, handling foreign exchange (FX) revaluations, and booking cross-border transactions is highly encouraged.
• Strong, practical knowledge of IFRS with the ability to map out complex double-entry accounting logic for new product and platform feature launches.
• Advanced Excel proficiency (e.g., Power Query, complex formulas, data modeling) is required.
• Familiarity with SQL for data extraction and analysis is a strong advantage.
• Bachelor’s degree in Accounting or Finance