Risk and Compliance Specialist (Shift)

XTransfer; Kampung Malaysia Tambahan; Ibrido; MYR 72.000 - 120.000; Tempo pieno

Descrizione del lavoro

XTransfer in Malaysia is seeking a compliance and risk professional to safeguard our cross-border payments platform. You will review KYC docs, perform sanctions screening, and assess risk to resolve issues within SLA.

Responsibilities include merchant due diligence and staying compliant with AML/CTF regulations, with English as the primary client communication channel. This role follows a monthly rotating shift, with night shifts possible from home.

Competenze

• Bachelor’s degree in Business, Finance, Law, or related field.
• 2–5 years in compliance, risk management or cross-border payments risk control.
• Excellent attention to detail.
• Fluency in English required; strong analytical and data skills (Excel/SQL).
• Willing to work on a monthly rotating shift; night shift is work-from-home.

Mansioni

• Review and verify KYC documents against anti-fraud and sanctions databases, ensuring timely case resolution within SLA
• Conduct sanctions screening and identify politically exposed persons (PEPs) or high-risk entities in line with international requirements
• Communicate with clients to resolve incomplete or flagged submissions via multilingual channels (primarily English)
• Analyze recurring risk patterns and contribute insights to the risk knowledge base
• Perform merchant due diligence: assess business models, transaction histories, ownership structures to assign risk tiers
• Stay up to date with AML/CTF regulations and ensure all processes meet legal and policy standards

Conoscenze

Attention to detail

Analytical skills

English fluency

Risk modeling

Formazione

Bachelor’s degree in Business/Finance/Law

Strumenti

Excel

SQL

Descrizione del lavoro

Monthly Rotating Shifts (Morning, Noon, Night) — Night Shift is Work-from-Home

Role Overview:

Safeguard our cross-border payment platform by ensuring compliance, preventing fraud and protecting clients. You will review customer data, assess risks and work closely with clients to resolve compliance issues.

Job Responsibilities:

• Review and verify KYC documents (e.g., IDs, business licenses) against anti-fraud and sanctions databases, ensuring timely case resolution within SLA
• Conduct sanctions screening and identify politically exposed persons (PEPs) or high-risk entities in line with international requirements
• Proactively communicate with clients to resolve incomplete or flagged submissions via multilingual channels (primarily English)
• Analyze recurring risk patterns and contribute insights to the risk knowledge base
• Perform merchant due diligence: assess business models, transaction histories, and ownership structures to assign appropriate risk tiers
• Stay up to date with AML/CTF regulations and ensure all processes meet legal and policy standards

Job Requirements:

• Bachelor’s degree in Business, Finance, Law, or relevant field (preferred)
• 2–5 years' working experience in compliance, risk management or cross-border payments risk control (e-commerce/fintech preferred)
• Excellence attention to detail
• Strong analytical and data skills (Excel/ SQL) with the ability to model risk logically
• Fluency in English is required
• Willing to work on a Monthly Rotating Shift Schedule (Morning, Noon, Night) — Night shift is Work-from-Home