Risk and Compliance Specialist

XTRANSFER SDN.BHD.; Kuala Lumpur; Hybride; MYR 67 000 - 112 000; Plein temps

Résumé du poste

XTRANSFER SDN.BHD. in Kuala Lumpur, Malaysia, is seeking a Risk & Compliance Specialist to safeguard our cross-border payment platform by reviewing customer data, assessing risks, and resolving compliance issues.

You will perform KYC verification, sanctions screening, and merchant due diligence, while staying updated on AML/CTF regulations. This role requires English fluency and a 2–5 year track record in compliance or risk control, with monthly rotating shifts including night shifts

Qualifications

• Bachelor’s degree in Business, Finance, Law, or relevant field (preferred).
• 2–5 years' working experience in compliance, risk management or cross-border payments risk control (e-commerce/fintech preferred).
• Excellence attention to detail.
• Strong analytical and data skills (Excel/ SQL) with the ability to model risk logically.
• Fluency in English is required.

Responsabilités

• Review and verify KYC documents and assess risks against anti-fraud and sanctions databases.
• Conduct sanctions screening and identify PEPs or high-risk entities.
• Communicate with clients to resolve incomplete or flagged submissions (multilingual, primarily English).
• Analyze recurring risk patterns and contribute to the risk knowledge base.
• Perform merchant due diligence and assess ownership structures to assign risk tiers.
• Stay up to date with AML/CTF regulations and ensure processes meet standards.

Connaissances

Excel

SQL

English fluency

Attention to detail

Analytical thinking

Formation

Bachelor's degree in Business/Finance/Law or relevant field

Description du poste

Monthly Rotating Shifts (Morning, Noon, Night) — Night Shift is Work-from-Home

Role Overview:

Safeguard our cross-border payment platform by ensuring compliance, preventing fraud and protecting clients. You will review customer data, assess risks and work closely with clients to resolve compliance issues.

Job Responsibilities:

Review and verify KYC documents (e.g., IDs, business licenses) against anti-fraud and sanctions databases, ensuring timely case resolution within SLA

Conduct sanctions screening and identify politically exposed persons (PEPs) or high-risk entities in line with international requirements

Proactively communicate with clients to resolve incomplete or flagged submissions via multilingual channels (primarily English)

Analyze recurring risk patterns and contribute insights to the risk knowledge base

Perform merchant due diligence: assess business models, transaction histories, and ownership structures to assign appropriate risk tiers

Stay up to date with AML/CTF regulations and ensure all processes meet legal and policy standards

Job Requirements:

Bachelor’s degree in Business, Finance, Law, or relevant field (preferred)

2–5 years' working experience in compliance, risk management or cross-border payments risk control (e-commerce/fintech preferred)

Excellence attention to detail

Strong analytical and data skills (Excel/ SQL) with the ability to model risk logically

Fluency in English is required

Willing to work on a Monthly Rotating Shift Schedule (Morning, Noon, Night) — Night shift is Work-from-Home

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• How many years' experience do you have as a Risk and Compliance Specialist?
• Which of the following languages are you fluent in?
• How would you rate your Mandarin language skills?
• Are you available for shift work?