MGR, Credit Analyst

2201 United Overseas Bank (Malaysia) Bhd; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Be a Part of the UOB Family

Job summary

2201 United Overseas Bank (Malaysia) Bhd in Kuala Lumpur invites a seasoned credit professional to lead annual reviews, incremental and new-to-bank proposals for Large Corporates and Multinational Corporates from origination to credit approvals.

You will perform borrower and guarantor ratings, conduct due diligence, ensure compliance with internal policies and regulatory requirements, and participate in audits and process improvement initiatives to support service excellence.

Responsibilities

• Perform annual review, incremental and new-to-bank proposals for Large Corporates and Multinational Corporates from origination to credit approvals.
• Perform ratings of borrowers and corporate guarantors as part of credit preparation and financial analysis.
• Conduct due diligence for the portfolio to identify, elevate and manage emerging risks, including joint calls or site visits with Coverage teams.
• Ensure portfolio borrowers comply with internal policies, covenants, terms and conditions, procedures and regulatory requirements.
• Prepare and participate in internal, external, or regulatory audits, reporting, surveys and other portfolio-related activities.
• Participate in projects to streamline and improve processes for Service Excellence.
• Stay informed of best practices, markets and industry trends when engaging with stakeholders.

Job description

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

Job Description

1. Primary responsibility is to perform annual review, incremental and new to Bank proposals for Large Corporates and Multinational Corporates portfolio from origination to obtaining credit approvals.
2. Perform ratings of borrowers and corporate guarantors as part of credit preparation work and financial analysis of borrowers.
3. Perform due diligence for the portfolio to identify , elevate and manage emerging risks in the portfolio of borrowers including joint calls or site visits with Coverage teams.
4. Ensure the portfolio of borrowers are compliant with internal policies, covenants, terms and conditions imposed and procedures as well as regulatory requirements.
5. Prepare and participate in internal, external, or regulatory audits, reporting, survey and any other involvement pertaining to the portfolio.
6. Participate in projects, initiatives to streamline and improve process for Service Excellence.
7. Continuously stay informed of best practices, markets and industry trends when engaging with all stakeholders.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Career Site: UOB Career site